Chambers County property record for 12106 Obsidian Ln, Dayton, TX 77535
| Property Type | Single Family Home |
|---|---|
| Details | 3,554 sqft · built 2017 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,500 (Jul 2023) |
| Tax Bill | $9,480 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19670-00012-00000-004500 |
| Primary APN | 19670-00012-00000-004500 |
|---|---|
| Alternative APN |
|
| Building Area | 3,554 sqft Living Area |
|---|---|
| 1st Floor Area | 2,465 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 9,017 sqft (0.207 acres) |
| Garage Area | 481 sqft |
| Porch | Porch |
| Porch Area | 412 sqft |
| Account Number | 55225 |
|---|---|
| Street Address | 12106 OBSIDIAN LN |
| City | DAYTON |
| State | TX |
| Zip | 77535-6868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 BROOKSTONE SEC 3 |
| Legal Subdivision | BROOKSTONE |
| Legal Lot Number | 45 |
| Jurisdiction | CHAMBERS TX |
| Township / Civil Division | MONT BELVIEU |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 710100 |
12106 Obsidian Ln is owned and occupied by two individuals who bought it in July 2023.
Source: Chambers County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12106 OBSIDIAN LN, DAYTON, TX 77535-6868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2023 | Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 28, 2017 | Vendor's Lien, Subdivision Related Transfer · ARM K HOVNANIAN AMERICAN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on File |
| Deed Sale | Jul 14, 2023 · Amount on File |
| Prior Sale | Jun 28, 2017 · Amount on File |
| Deed Document Number | 2023194692 |
| Prior Transfer Date | Jun 26, 2017 |
| Prior Transfer Doc | 0000123012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Recording Date | Jul 14, 2023 |
| Property Address | 12106 OBSIDIAN LN, DAYTON, TX 77535-6868 |
| Document Number | 0000194692 |
| Map Reference | FILE 108330 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023-194692 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12186 ORSIDIAN LN, DAYTON, TX 77535-6868 |
| Document Number | 0000194693 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023-194693 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Property Address | 12106 OBSIDIAN LN, DAYTON, TX 77535-6868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | PATTEN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000163442 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021-163442 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Recording Date | Jun 28, 2017 |
| Property Address | 12106 OBSIDIAN LN, DAYTON, TX 77535-6868 |
| Document Number | 0000123012 |
| Book / Page | 1745 / 222 |
| Map Reference | FILE108330 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 2017123012 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12106 OBSIDIAN LN, MONT BELVIEU, TX 77535-6868 |
| Document Number | 0000123013 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 2017123013 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
The 2026 property tax bill for 12106 Obsidian Ln was $9,480 with a homeowner's exemption.
Source: Chambers County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Chambers County |
| Municipality | Mont Belvieu City |
| Unified School District | Barbers Hill Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,480.00 Homeowner's exemption | $468,390 (-) Land $45,540 Building $422,850 | $468,390 (-) Land $45,540 Building $422,850 |
| 2025 | $468,390 Land $45,540 Building $422,850 | $468,390 Land $45,540 Building $422,850 | |
| 2023 | $3,357.00 (-1.21%) Homeowner's exemption | $505,370 (+18.2%) Land $45,540 Building $459,830 | $505,370 (+18.2%) Land $45,540 Building $459,830 |
| 2022 | $3,398.00 (+0.06%) Homeowner's exemption | $427,550 Land $45,540 Building $382,010 | $427,550 Land $45,540 Building $382,010 |
| 2021 | $3,396.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12106 Obsidian Ln in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 252 policies |
| Nearby Flood Policies | 252 in force |
| Nearby Flood Claims | 48 (1979–2026) |
| Claims Outside the SFHA | 37 of 48 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12106 Obsidian Ln is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONT BELVIEU serves 12,864 people · EPA ID TX0360017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| MBLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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