12105 Rockledge Dr, Bowie, MD 20715 Property Records

Prince George's County property record for 12105 Rockledge Dr, Bowie, MD 20715

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,981 sqft · built 1967
Lot Size	0.266 acres (11,597 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Apr 2021)
Tax Bill	$6,668 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-1656883`

Property Details

APN / Parcel Number

Primary APN	`14-1656883`
Alternative APN	`1656883`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,981 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,597 sqft (0.266 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	1656883
Street Address	12105 ROCKLEDGE DR
City	BOWIE
State	MD
Zip	20715-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	2004 EAI-X TRS T-DT S/B 06/23/04 L19755 F525
Legal Subdivision	ROCKLEDGE/BELAIR
Legal Block	222
Legal Lot Number	51
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	14, BOWIE
Census Block Group	2
Census Block	2000
Census Tract	800403

Owner

12105 Rockledge Dr is owned and occupied by an individual who bought it in April 2021.

Source: Prince George's County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	12105 ROCKLEDGE DR, BOWIE, MD 20715-3234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 19, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	Jun 10, 2004 · Amount on File
Deed Book / Page	45408 / 85
Prior Transfer Date	Jun 5, 2015
Prior Transfer Doc	0371750121
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12105 ROCKLEDGE DR, BOWIE, MD 20715-3234
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12105 ROCKLEDGE DR, BOWIE, MD 20715-3234

Mortgage

Document Number	0481140001
Date	Sep 9, 2022
Book Page	48114/1

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12105 ROCKLEDGE DR, BOWIE, MD 20715-3234
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0390770019
Date	Feb 15, 2017
Book Page	39077/019
Instrument	39077-019

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2046

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12105 ROCKLEDGE DR, BOWIE, MD 20715-3234
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	PREMIUM TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0423290364
Date	Jul 19, 2019
Book Page	42329/364

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2044

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Apr 28, 2021
Property Address	12105 ROCKLEDGE DR, BOWIE, MD 20715-3234
Document Number	0454080085
Book / Page	45408 / 85
Map Reference	MB WWW 61 PL 42
Instrument Date	Apr 12, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1223 VAN BUREN DR, 1223, ANNAPOLIS, MD 21403-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12105 ROCKLEDGE DR, BOWIE, MD 20715-3234

Mortgage

Document Number	0004540892
Date	Apr 28, 2021
Instrument	45408/92

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12105 ROCKLEDGE DR, BOWIE, MD 20715-3234
Document Number	0436940188
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12105 ROCKLEDGE DR BOWIE MD 207153234, BOWIE, MD 20715-3234

Mortgage

Document Number	0436940188
Date	Jun 11, 2020
Book Page	043694/000188

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Bowie City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,100 Land $101,500 Building $300,600	$402,100 Land $101,500 Building $300,600
2024	$6,668.00 (+29.15%)
2023	$5,163.00 Homeowner's exemption	$378,033	$402,100 Land $101,500 Building $300,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12105 Rockledge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12105 Rockledge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 25,000 people · EPA ID MD0160002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Believe Broadband, T-Mobile.

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