12105 Charlton Rd, Madera, CA 93636 Property Records

Madera County property record for 12105 Charlton Rd, Madera, CA 93636

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,235 sqft · built 1978
Lot Size0.5 acres (21,774 sqft)
Owner2 Individual Names on File
Tax Bill$2,998 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN049-374-011-000

Property Details

APN / Parcel Number

Primary APN049-374-011-000
Alternative APN
  • 049374011

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,235 sqft Living Area
1st Floor Area2,235 sqft
Basement Area490 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Lot Area21,774 sqft (0.5 acres)
Garage Area490 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12105 CHARLTON RD
CityMADERA
StateCA
Zip93636-8551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRM
Legal DescriptionMADERA RANCHOS SUB #5 LOT 81
Legal SubdivisionMADERA RANCHOS SUB #5
Legal Lot Number81
JurisdictionMADERA CA
Township / Civil DivisionMADERA
Census Block Group1
Census Block1030
Census Tract509

Owner

12105 Charlton Rd is owned and occupied by two individuals who acquired it in October 2020.

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12105 CHARLTON RD, MADERA, CA 93636-8551
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Oct 8, 2020Intrafamily Transfer, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2020
Deed SaleOct 8, 2020
Prior SaleMay 20, 2009 · Amount on File
Deed Document Number202024959
Prior Transfer DateSep 16, 2020
Prior Transfer Doc0000024959
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address12105 CHARLTON RD, MADERA, CA 93636-8551
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12105 CHARLTON RD, MADERA, CA 93636-8551

Mortgage

Document Number0000008049
DateApr 28, 2023
Instrument2023008049
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueMay 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADERA CA
Recording DateOct 8, 2020
Property Address12105 CHARLTON RD, MADERA, CA 93636-8551
Document Number0000024959
Map ReferenceMB 8 PG 97-105
Instrument DateSep 16, 2020
Instrument2020024959
Transaction TypeTransfer
Record UpdatedJul 26, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12105 CHARLTON RD, MADERA, CA 93636-8551

Mortgage

Document Number0000024960
DateOct 8, 2020
Instrument2020024960
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12105 Charlton Rd was $2,998.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMadera County
Unified School DistrictGolden Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$269,255 (+2%) Land $89,309 Building $179,946
2025$2,998.00$263,976 Land $87,558 Building $176,418
2023$2,835.00 (+0.67%)$253,727 Land $84,159 Building $169,568
2022$2,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12105 Charlton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12105 Charlton Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADERA CO MD10A-MADERA RANCHOS
serves 3,072 people · EPA ID CA2010008
Water SourceGroundwater
Last State InspectionOct 2021
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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