12104 Josephine St, Thornton, CO 80241 Property Records

Adams County property record for 12104 Josephine St, Thornton, CO 80241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 1996
Lot Size	0.188 acres (8,177 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Nov 2011)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1573-36-3-11-007`

Property Details

APN / Parcel Number

Primary APN	`1573-36-3-11-007`
Alternative APNs	`0157336311007` `R0025864`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	1,282 sqft
Basement Area	720 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,177 sqft (0.188 acres)
View / Lot	Open Space
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0025864
Street Address	12104 JOSEPHINE ST
City	THORNTON
State	CO
Zip	80241-3468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:WATERFORD PLACE FILING NO 1 BLK:5 LOT:8
Legal Range	68W
Legal Township	01S
Legal Section	36
Legal Quarter	3
Legal Subdivision	WATERFORD PLACE FILING NO 1
Legal Block	5
Legal Lot Number	8
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1006
Census Tract	8555

Owner

12104 Josephine St is owned and occupied by an individual who bought it in November 2011.

Source: Adams County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12104 JOSEPHINE ST, THORNTON, CO 80241-3468
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2011 · Amount on File
Deed Sale	Nov 1, 2011 · Amount on File
Prior Sale	May 7, 2004 · Amount on File
Deed Document Number	201171657
Prior Transfer Date	Apr 15, 2003
Prior Transfer Doc	00C1135876
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12104 JOSEPHINE ST, THORNTON, CO 80241-3468
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12104 JOSEPHINE ST, THORNTON, CO 80241-3468

Mortgage

Document Number	0000106229
Date	Sep 8, 2021
Instrument	2021000106229

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12104 JOSEPHINE ST, THORNTON, CO 80241-3468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026350
Date	Mar 27, 2017
Instrument	2017000026350

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12104 JOSEPHINE ST, THORNTON, CO 80241-3468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041694
Date	Jun 3, 2019
Instrument	2019000041694

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12104 Josephine St was $1,322, down 60.2% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00 (-60.16%)	$33,930 Land $7,140 Building $26,790	$499,000 Land $105,000 Building $394,000
2024	$3,318.00 (-15.01%)
2023	$3,904.00 (+8.11%)	$35,780 (+9.15%) Land $6,490 Building $29,290	$529,000 (+12.14%) Land $96,000 Building $433,000
2022	$3,611.00	$32,780 Land $13,340 Building $19,440	$471,721 Land $192,000 Building $279,721

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12104 Josephine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12104 Josephine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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