12103 Stirrup Rd, Reston, VA 20191 Property Records

Fairfax County property record for 12103 Stirrup Rd, Reston, VA 20191

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,385 sqft · built 1966
Lot Size	0.344 acres (15,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (May 2020)
Tax Bill	$10,356 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-3-03-0050`

Property Details

APN / Parcel Number

Primary APN	`026-3-03-0050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,385 sqft Living Area
Gross Area	1,465 sqft
Basement Area	401 sqft
Game Room	Game Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,016 sqft (0.344 acres)
Garage Type	Carport
Carport	Carport
Carport Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	266 sqft
Patio Area	199 sqft
Balcony	Balcony
Balcony Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0263 03 0050
Street Address	12103 STIRRUP RD
City	RESTON
State	VA
Zip	20191-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRC(GENERAL COMBINATION D
Legal Description	RESTON LT 50 SEC 2
Legal Subdivision	RESTON L
Legal Lot Number	50
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	2
Census Block	2008
Census Tract	481400

Owner

Source: Fairfax County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12103 STIRRUP RD, RESTON, VA 20191-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Grant Deed, Transfer · Conventional with PMI CITIZENS BK NA
May 19, 2017	Deed of Trust, Mortgage · Line of Credit UNITED BK
Dec 24, 2016	Deed of Trust, Mortgage · Line of Credit CARDINAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Mar 29, 2013 · Amount on Record
Deed Document Number	0026217721
Deed Book / Page	26217 / 721
Record Updated	Jun 8, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFAX VA
Recording Date	May 4, 2020
Property Address	12103 STIRRUP RD, RESTON, VA 20191-2103
Document Number	2020039368001
Book / Page	026217 / 000721
Instrument Date	Apr 29, 2020
Instrument	39368001
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	CARDINAL TITLE GROUP LLC, CARDINAL TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12103 STIRRUP RD RESTON VA 201912103, RESTON, VA 20191-2103

Mortgage

Document Number	2020039368002
Date	May 4, 2020
Book Page	026217/000723
Instrument	39368002

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12103 STIRRUP RD, RESTON, VA 20191-2103
Document Number	2017033649001
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12103 STIRRUP RD RESTON VA 201912103, RESTON, VA 20191-2103

Mortgage

Document Number	2017033649001
Date	Jun 1, 2017
Book Page	025062/001145
Instrument	33649001

Lender

Name	UNITED BK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 31, 2027

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12103 STIRRUP RD, RESTON, VA 20191-2103
Document Number	2017011700001
Book / Page	024952 / 000364
Instrument Date	Dec 24, 2016
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12103 STIRRUP RD RESTON VA 201912103, RESTON, VA 20191-2103

Mortgage

Document Number	2017011700001
Date	Feb 21, 2017
Book Page	024952/000364
Instrument	11700001

Lender

Name	CARDINAL BK
Type	Bank
Address	MCLEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,356.00 (+12.68%)	$860,870 (+10.09%) Land $323,000 Building $537,870	$860,870 (+10.09%) Land $323,000 Building $537,870
2023	$9,191.00	$781,960 Land $303,000 Building $478,960	$781,960 Land $303,000 Building $478,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1996–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications.

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