12103 Spring Creek Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 12103 Spring Creek Dr, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,809 sqft · built 1982
Lot Size	3.41 acres (148,583 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Nov 2022)
Tax Bill	$6,893 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00803070400B018`

Property Details

APN / Parcel Number

Primary APN	`00803070400B018`
Alternative APNs	`738-72-10-21-900-000` `042125001` `455325000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,809 sqft Finished Area
1st Floor Area	625 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Tudor
Exterior Material	Stone
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	148,583 sqft (3.41 acres)
Lot Width	3,411 ft Width
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	185 sqft
Deck Area	120 sqft
Patio Area	682 sqft
Balcony Area	20 sqft
Shed	1 Shed
Shed Area	390 sqft
Gazebo	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	455325000
Street Address	12103 SPRING CREEK DR
City	MIDLOTHIAN
State	VA
Zip	23113-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40 - SING
Legal Description	FOUNDRY RUN L 18 BK B SEC 4
Legal Subdivision	FOUNDRY RUN
Legal Block	B
Legal Lot Number	18
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1002
Census Tract	100926

Owner

12103 Spring Creek Dr is owned and occupied by an individual who bought it in November 2022.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	12103 SPRING CREEK DR, MIDLOTHIAN, VA 23113-2145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS
Jun 17, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Jan 3, 2001
Deed Document Number	202248312
Deed Book / Page	14143 / 478
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	013999-213
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12103 SPRING CREEK DR, MIDLOTHIAN, VA 23113-2145
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014338-475
Date	Aug 8, 2023
Book Page	14338/475
Instrument	2023023255

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2053

Interest

Rate Type	Adjustable Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 22, 2022
Property Address	12103 SPRING CREEK DR, MIDLOTHIAN, VA 23113-2145
Document Number	014143-478
Book / Page	14143 / 478
Instrument Date	Nov 17, 2022
Instrument	2022048312
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3233 MIDDLEWOOD PL, MIDLOTHIAN, VA 23113-2114

Mortgage

Document Number	2022048313
Date	Nov 22, 2022
Instrument	2022048313

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 17, 2022
Property Address	12103 SPRING CREEK DR, MIDLOTHIAN, VA 23113-2145
Document Number	013999-213
Book / Page	13999 / 213
Instrument Date	Jun 17, 2022
Instrument	2022027828
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5711 OLD OSBORNE TPKE, RICHMOND, VA 23231-3059

Tax Assessment & Valuation

The 2026 property tax bill for 12103 Spring Creek Dr was $6,893, up 17.2% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,893.00 (+17.25%)	$771,700 (+17.32%) Land $193,800 Building $577,900	$771,700 (+17.32%) Land $193,800 Building $577,900
2025	$5,879.00	$657,800 Land $168,900 Building $488,900	$657,800 Land $168,900 Building $488,900
2023	$5,698.00	$623,500 Land $153,900 Building $469,600	$623,500 Land $153,900 Building $469,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12103 Spring Creek Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1979–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12103 Spring Creek Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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