12103 Mill Stream Way, Houston, TX 77041 Property Records

Harris County property record for 12103 Mill Stream Way, Houston, TX 77041

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,791 sqft · built 1997
Lot Size	0.401 acres (17,454 sqft)
Owner	2 Company Names on File
Tax Bill	$6,657 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119-069-003-0015`

Property Details

APN / Parcel Number

Primary APN	`119-069-003-0015`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,791 sqft Living Area
1st Floor Area	2,403 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	17,454 sqft (0.401 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft
Porch	Open Frame Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1190690030015
Street Address	12103 MILL STREAM WAY
City	HOUSTON
State	TX
Zip	77041-6697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 BLK 3 LAKES ON ELDRIDGE SEC 15
Legal Subdivision	LAKES ON ELDRIDGE SEC 15
Legal Block	3
Legal Lot Number	15
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3005
Census Tract	540101

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	12103 MILL STREAM WAY, HOUSTON, TX 77041-6697
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 19, 2022	Transfer on Death Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Oct 17, 2022	Warranty Deed, Transfer CHICAGO TITLE-MEMORIAL, CHICAGO TITLE MEMORIAL
Oct 23, 2018	Deed of Trust, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022
Deed Sale	Oct 17, 2022
Prior Sale	Oct 17, 2022
Deed Document Number	2022509989
Prior Transfer Date	Oct 14, 2022
Prior Transfer Doc	0000514241
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12103 MILL STREAM WAY, HOUSTON, TX 77041-6697
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394352
Date	Jul 13, 2021
Instrument	2021-394352

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 19, 2022
Property Address	12103 MILL STREAM WAY, HOUSTON, TX 77041-6697
Document Number	0000514241
Map Reference	MF 386071
Instrument Date	Oct 14, 2022
Instrument	2022-514241
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12103 MILL STREAM WAY, HOUSTON, TX 77041-6697

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 17, 2022
Property Address	12103 MILL STREAM WAY, HOUSTON, TX 77041-6697
Document Number	0000509988
Map Reference	MF 386071
Instrument Date	Oct 14, 2022
Instrument	2022-509988
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	CHICAGO TITLE-MEMORIAL, CHICAGO TITLE MEMORIAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12103 MILL STREAM WAY, HOUSTON, TX 77041-6697

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12103 MILL STREAM WAY, HOUSTON, TX 77041-6697
Document Number	0000491887
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	FRONTIER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12103 MILL STREAM WAY HOUSTON TX 770416697, HOUSTON, TX 77041-6697

Mortgage

Document Number	0000491887
Date	Oct 29, 2018
Instrument	491887

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2033

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,500 (-12.4%) Land $166,923 Building $392,577	$559,500 (-12.4%) Land $166,923 Building $392,577
2025	$6,657.00 (+288.39%) Homeowner's exemption	$638,702 (+2.22%) Land $166,923 Building $471,779	$638,702 (+2.22%) Land $166,923 Building $471,779
2024	$1,714.00 (-4.14%)
2023		$624,830 Land $151,885 Building $472,945	$624,830 Land $151,885 Building $472,945
2022	$1,788.00 (+2%)
2020	$1,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	80 (2008–2017)
Claims Outside the SFHA	75 of 80
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 77 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 341 serves 2,421 people · EPA ID TX1012917
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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