Fairfax County property record for 12103 Loveless Ln, Herndon, VA 20171
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,921 sqft · built 1979 |
| Lot Size | 0.808 acres (35,206 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,280 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-1-01-0004 |
| Primary APN | 036-1-01-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,921 sqft Living Area |
| Gross Area | 2,537 sqft |
| Basement Area | 448 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 35,206 sqft (0.808 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Old Parcel Number | 0361 01 0004 |
|---|---|
| Street Address | 12103 LOVELESS LN |
| City | HERNDON |
| State | VA |
| Zip | 20171-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1(RESIDENTIAL 1 DU/AC) |
| Legal Description | PINEY RIDGE |
| Legal Subdivision | PINEY RIDGE |
| Legal Lot Number | 4 |
| Jurisdiction | FAIRFAX VA |
| Township / Civil Division | HUNTER MILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 481701 |
12103 Loveless Ln is owned and occupied by two individuals who acquired it in March 1998.
Source: Fairfax County records, as of October 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12103 LOVELESS LN, HERNDON, VA 20171-1806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 1998 |
| Deed Sale | Mar 10, 1998 |
| Deed Document Number | 0103011756 |
| Deed Book / Page | 09176 / 00247 |
| Prior Transfer Date | Jul 1, 1994 |
| Prior Transfer Doc | 0917600247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 12103 LOVELESS LN, HERNDON, VA 20171-1806 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0085158001 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 27112/815 |
| Instrument | 2021085158.001 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 12103 LOVELESS LN, HERNDON, VA 20171-1806 |
| Document Number | 2020065401002 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12103 LOVELESS LN HERNDON VA 201711806, HERNDON, VA 20171-1806 |
| Document Number | 2020065401002 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 026337/000234 |
| Instrument | 65401002 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 12103 Loveless Ln was $9,280.
Source: Fairfax County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Fairfax County |
| Unified School District | Fairfax County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,280.00 | $802,820 Land $442,000 Building $360,820 | $802,820 Land $442,000 Building $360,820 |
| 2023 | $8,752.00 | $775,630 Land $442,000 Building $333,630 | $775,630 Land $442,000 Building $333,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12103 Loveless Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12103 Loveless Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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