12103 Lighthouse Ln W, Malakoff, TX 75148 Property Records

Henderson County property record for 12103 Lighthouse Ln W, Malakoff, TX 75148

Property Summary

Property Type	Single Family Home
Details	4,038 sqft · built 2022
Lot Size	0.098 acres (4,295 sqft)
Owner	Individual Name on Record
Tax Bill	$32,435 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`3399-0001-068B-68`

Property Details

APN / Parcel Number

Primary APN	`3399-0001-068B-68`
Alternative APNs	`R000137515` `317085`

Interior

Building Area	4,038 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Lot Area	4,295 sqft (0.098 acres)
Lot Dimensions	80 ft deep x 54 ft wide

Location & Zoning

Account Number	R000137515
Street Address	12103 LIGHTHOUSE LN W
City	MALAKOFF
State	TX
Zip	75148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	68B AB 481 G MARTINEZ SUR, LONG COVE CAPE HOME SUB, BLK A LT 68B, REPLAT G/334 (TR 10C-7)
Legal Subdivision	LONG COVE CAPE HOME SUB (4)
Legal Tract	10C-7
Legal Block	A
Legal Lot Number	68B
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1050
Census Tract	951102

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	740 MADISON ST, COPPELL, TX 75019-2095
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage ORIGIN BANK
Dec 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage ORIGIN BANK
Aug 31, 2022	Vendor's Lien, Subdivision Related Transfer · Construction Mortgage ORIGIN BANK
Aug 31, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022
Deed Sale	Aug 31, 2022
Prior Sale	Aug 31, 2022
Deed Document Number	2022-00016442
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	12103 LIGHTHOUSE LN, MALAKOFF, TX 75148
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	UNKNOWN, ACRISURE TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 MADISON ST, COPPELL, TX 75019-2095

Mortgage

Document Number	202500016396
Date	Nov 13, 2025
Instrument	2025-00016396

Lender

Name	ORIGIN BANK
Type	Bank
Address	RUSTON, LA 71270

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.5%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	12103 LIGHTHOUSE LN W, MALAKOFF, TX 75148
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NATL L S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300018530
Date	Dec 13, 2023
Instrument	2023-00018530

Lender

Name	ORIGIN BANK
Type	Bank
Address	MONROE, LA 71201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	6.37%
Max Rate At Change	10.3%
Margin	3
Max Rate	13.3%

August 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Aug 31, 2022
Property Address	12103 LIGHTHOUSE LN W, MALAKOFF, TX 75148
Document Number	202200016442
Map Reference	CAB G SL 334
Instrument Date	Aug 29, 2022
Instrument	2022-00016442
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4145 TRAVIS ST, DALLAS, TX 75204-1840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 MADISON ST, COPPELL, TX 75019-2095

Mortgage

Document Number	202200016443
Date	Aug 31, 2022
Instrument	2022-00016443

Lender

Name	ORIGIN BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Aug 31, 2022
Property Address	12103 LIGHTHOUSE LN W, MALAKOFF, TX 75148
Document Number	202200016441
Map Reference	CAB G SL 334
Instrument Date	Aug 26, 2022
Instrument	2022-00016441
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3899 MAPLE AVE # 300, 300, DALLAS, TX 75219-3913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 TRAVIS ST, DALLAS, TX 75204-1840
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$32,435.00 (+4,085.16%)	$1,387,980 Land $540,000 Building $847,980	$1,387,980 Land $540,000 Building $847,980
2022	$775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE VIEW MGMT & DEVELOPMENT DIST LONG C serves 684 people · EPA ID TX1070254
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	300 / 75

May also be available: Conquest Wireless.

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