Montgomery County property record for 12103 E Border Oak Dr, Magnolia, TX 77354
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,976 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $566,400 (Oct 2018) |
| Tax Bill | $348 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9243-02-09100 |
| Primary APN | 9243-02-09100 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,976 sqft Living Area |
| 1st Floor Area | 2,457 sqft |
| 2nd Floor Area | 1,519 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| View / Lot | Front |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 274 sqft |
| Canopy | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12103 E BORDER OAK DR |
|---|---|
| City | MAGNOLIA |
| State | TX |
| Zip | 77354-6106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOUSAND OAKS 02, BLOCK 6, LOT 17 |
| Legal Subdivision | THOUSAND OAKS 02 |
| Legal Block | 6 |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MAGNOLIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 690405 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12103 E BORDER OAK DR, MAGNOLIA, TX 77354-6106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Oct 23, 2018 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on Record |
| Deed Sale | Oct 23, 2018 · Amount on Record |
| Prior Sale | Nov 15, 2012 · Amount on Record |
| Deed Document Number | 2018102750 |
| Prior Transfer Date | Oct 22, 2018 |
| Prior Transfer Doc | 0000102750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 12103 E BORDER OAK DR, MAGNOLIA, TX 77354-6106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055632 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020055632 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Oct 23, 2018 |
| Property Address | 12103 E BORDER OAK DR, MAGNOLIA, TX 77354-6106 |
| Document Number | 0000102750 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 102750 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12103 BORDLE OAK DR MAGNOLIA TX 77354, MAGNOLIA, TX 77354 |
| Document Number | 102751 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 102751 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 22, 2048 |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Magnolia Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $774,492 (+9.67%) Land $89,000 Building $685,492 | $774,492 (-0.28%) Land $89,000 Building $685,492 | |
| 2025 | $706,192 (+1%) Land $89,000 Building $687,645 | $776,645 (+4.05%) Land $89,000 Building $687,645 | |
| 2024 | $348.00 (-96.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $641,993 (+1%) Land $89,000 Building $657,428 | $746,428 (+6.8%) Land $89,000 Building $657,428 |
| 2023 | $10,298.00 Homeowner's exemption | $583,630 Land $89,000 Building $609,880 | $698,880 Land $89,000 Building $609,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Nearby Flood Policies | 48 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOUSAND OAKS private · serves 1,158 people · EPA ID TX1700635 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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