Montgomery County property record for 12103 Connecticut Ave, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,410 sqft · built 1951 |
| Lot Size | 0.159 acres (6,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,325 (May 2012) |
| Tax Bill | $4,611 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01233273 |
| Primary APN | 13-01233273 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 6,916 sqft (0.159 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01233273 |
|---|---|
| Street Address | 12103 CONNECTICUT AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | CONN AVE EST |
| Legal Subdivision | CONN AVE EST |
| Legal Block | 31 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 703404 |
12103 Connecticut Ave is owned and occupied by an individual who bought it in May 2012.
Source: Montgomery County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12103 CONNECTICUT AVE, SILVER SPRING, MD 20902-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2012 · Amount on File |
| Deed Sale | May 17, 2012 · Amount on File |
| Prior Sale | Jan 30, 2003 · Amount on File |
| Deed Book / Page | 43993 / 452 |
| Prior Transfer Date | Feb 15, 2012 |
| Prior Transfer Doc | 0439930452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 4, 2026 |
| Property Address | 12103 CONNECTICUT AVE, SILVER SPRING, MD 20902-1022 |
| Document Number | 7079000122 |
| Book / Page | 70790 / 122 |
| Instrument Date | Jul 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12103 CONNECTICUT AVE, SILVER SPRING, MD 20902-1022 |
| Document Number | 7079000122, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 70790/122 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12103 CONNECTICUT AVE, SILVER SPRING, MD 20902-1022 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0632890055 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 63289/55 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 12103 Connecticut Ave was $4,611, down 7.9% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,700 (+5.16%) | $449,900 (+15.48%) Land $196,700 Building $253,200 | |
| 2025 | $4,611.00 (-7.95%) | $389,600 Land $196,700 Building $192,900 | $389,600 Land $196,700 Building $192,900 |
| 2024 | $5,009.00 | ||
| 2023 | $353,667 | $389,600 Land $196,700 Building $192,900 | |
| 2022 | $3,665.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12103 Connecticut Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12103 Connecticut Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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