12102 Sumter Dr, Orlando, FL 32824 Property Records

Orange County property record for 12102 Sumter Dr, Orlando, FL 32824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,387 sqft · built 2016
Lot Size	0.189 acres (8,240 sqft)
Owner	2 Company Names on File
Last Sale	$369,000 (Feb 2020)
Tax Bill	$6,380 (2025)
Deeds & Mortgages	May 2023 Transfer Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19-24-30-7616-00-700`

Property Details

APN / Parcel Number

Primary APN	`19-24-30-7616-00-700`
Alternative APNs	`302419761600700` `571255` `577107` `581789`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,387 sqft Living Area
Gross Area	4,491 sqft
1st Floor Area	1,649 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,240 sqft (0.189 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12102 SUMTER DR
City	ORLANDO
State	FL
Zip	32824-7362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SAWGRASS POINTE PHASE 1 84/103 LOT 70
Legal Range	30E
Legal Township	24S
Legal Section	19
Legal Subdivision	SAWGRASS POINTE PH 1
Legal Phase	1
Legal Tract	7616
Legal Lot Number	70
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1004
Census Tract	16809

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	12102 SUMTER DR, ORLANDO, FL 32824-7362
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MTG
Feb 24, 2020	Grant Deed, Transfer · Conventional with PMI TRUIST BK
Nov 26, 2019	Warranty Deed, Transfer FIRST INTEGRITY TITLE
Aug 28, 2017	Grant Deed, Transfer · VA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	2020118372
Last Transfer Date	May 23, 2023
Transfer Doc	0000293013
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	May 24, 2023
Property Address	12102 SUMTER DR, ORLANDO, FL 32824-7362
Document Number	0000293013
Map Reference	MB 84 PG 103-110
Instrument Date	May 23, 2023
Instrument	20230293013
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12102 SUMTER DR, ORLANDO, FL 32824-7362

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12102 SUMTER DR, ORLANDO, FL 32824-7362

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12102 SUMTER DR, ORLANDO, FL 32824-7362
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12102 SUMTER DR, ORLANDO, FL 32824-7362

Mortgage

Document Number	0000003074
Date	Jan 3, 2022
Instrument	20220003074

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12102 SUMTER DR, ORLANDO, FL 32824-7362
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12102 SUMTER DR, ORLANDO, FL 32824-7362

Mortgage

Document Number	20210069994
Date	Feb 5, 2021
Instrument	20210069994

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12102 SUMTER DR, ORLANDO, FL 32824-7362
Document Number	0000405681
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12102 SUMTER DR ORLANDO FL 328247362, ORLANDO, FL 32824-7362

Mortgage

Document Number	0000405681
Date	Jul 31, 2020
Instrument	405681

Lender

Name	TRIUMPH MTG
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 24, 2020
Property Address	12102 SUMTER DR, ORLANDO, FL 32824-7362
Document Number	0000118372
Instrument Date	Feb 5, 2020
Instrument	118372
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,583.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12102 SUMTER DR ORLANDO FL 328247362, ORLANDO, FL 32824-7362

Mortgage

Document Number	118373
Date	Feb 24, 2020
Instrument	118373

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.7%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 26, 2019
Property Address	12102 SUMTER DR, ORLANDO, FL 32824-7362
Document Number	0000744887
Instrument Date	Nov 22, 2019
Instrument	744887
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount Recorded
Tax	$2,545.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1301 2ND AVE #31 SEATTLE WA 981010003, 31, SEATTLE, WA 98101-0003

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 28, 2017
Property Address	12102 SUMTER DR, ORLANDO, FL 32824-7362
Document Number	0000475499
Instrument Date	Aug 25, 2017
Instrument	475499
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,169.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12102 SUMTER DR ORLANDO FL 328247362, ORLANDO, FL 32824-7362

Mortgage

Document Number	475500
Date	Aug 28, 2017
Instrument	475500

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,245 (+2.7%)	$530,690 (-1.3%) Land $65,000 Building $465,690
2025	$6,380.00 (+4.4%) Homeowner's exemption	$398,486 (+5.99%)	$537,660 (+13.86%) Land $65,000 Building $472,660
2024	$6,111.00 (+7.46%)
2023	$5,687.00 (+3.36%) Homeowner's exemption	$375,977 (+3%)	$472,207 (+16.07%) Land $65,000 Building $407,207
2022	$5,502.00 Homeowner's exemption	$365,026	$406,819 Land $65,000 Building $341,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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