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12102 River Beauty Loop, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 12102 River Beauty Loop, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Lot Size0.027 acres (1,207 sqft)
OwnerIndividual Name on File
Last Sale$440,094 (Jun 2022)
Tax Bill$4,911 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN214039N8200000

Property Details

APN / Parcel Number

Primary APN214039N8200000
Alternative APNs
  • 4039N8200000
  • 02002674

Exterior

Lot Area1,207 sqft (0.027 acres)

Location & Zoning

Account Number02002674
Street Address12102 RIVER BEAUTY LOOP
CityPROSPECT
StateKY
Zip40059-6314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREV LOT N820 PLAT ATT 12000 X 264 0.0312 AC (FKA LOT N820 NORTON COMMONS SUB NORTH VILLAGE PHASE 8 PB. 59 PG. 78,)
Legal SubdivisionNORTON COMMONS SUB
Legal Phase8
Legal Lot NumberN820
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group1
Census Block1001
Census Tract10313

Owner

12102 River Beauty Loop is owned and occupied by an individual who bought it in June 2022.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of RecordIndividual Name on File
Mailing Address12102 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6314
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EVANSVILLE TEACHERS FCU
May 18, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2022 · Amount on File
Deed SaleJun 17, 2022 · Amount on File
Prior SaleMay 18, 2021 · Amount on File
Deed Document Number0012382897
Deed Book / Page12382 / 897
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateJun 17, 2022
Property Address12102 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6314
Document Number0000139341
Book / PageD 12382 / 897
Map ReferenceDKT 21 PL 0003
Instrument DateJun 2, 2022
Instrument2022139341
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 19, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6102 BREEZE HILL RD, CRESTWOOD, KY 40014-8991

Transferred To (Grantee/Buyer)

NameVerified Name
Address12102 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6314

Mortgage

Document Number0000139342
DateJun 17, 2022
Instrument2022139342
Lender
NameEVANSVILLE TEACHERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.5%
Index1-Year LIBOR
Margin3
Max Rate9.5%

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateMay 18, 2021
Property Address12102 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6314
Document Number0000119150
Book / Page12019 / 627
Map ReferenceMB 59 PG 78
Instrument DateMay 13, 2021
Instrument2021119150
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

AmountAmount on Record
Tax$50.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9418 NORTON COMMONS BLVD # BLVD300, BLVD300, PROSPECT, KY 40059-7652

Transferred To (Grantee/Buyer)

NameVerified Name
Address6102 BREEZE HILL RD, CRESTWOOD, KY 40014-8991
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12102 River Beauty Loop was $4,911.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,911.00$440,090 Land $50,200 Building $389,890
2024$440,090 (-) Land $50,200 Building $389,890
2023$5,096.00 (+80.65%)$440,090 (+81.25%) Land $50,200 Building $389,890$440,090 (+81.25%) Land $50,200 Building $389,890
2022$2,821.00$242,810 Land $50,200 Building $192,610$242,810 Land $50,200 Building $192,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12102 River Beauty Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12102 River Beauty Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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