1210 Windmill Pointe Rd, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 1210 Windmill Pointe Rd, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,668 sqft · built 1974
Lot Size0.287 acres (12,515 sqft)
Owner2 Individual Names on Record
Last Sale$162,000 (Feb 2003)
Tax Bill$2,982 (2025)
Deeds & MortgagesJan 2019 Loan Modification
Flood ZoneZone X (moderate risk)
APNC62-000-758-0480-7

Property Details

APN / Parcel Number

Primary APNC62-000-758-0480-7
Alternative APNs
  • 34-27-16-98246-008-0130
  • 271634982460080130
  • 162734982460080130
  • R371068

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,668 sqft Living Area
Gross Area2,324 sqft
1st Floor Area1,668 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,515 sqft (0.287 acres)
Lot Dimensions101 ft deep x 94 ft wide
Garage TypeAttached
Garage Area376 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area280 sqft
Deck Area200 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR371068
Street Address1210 WINDMILL POINTE RD
CityPALM HARBOR
StateFL
Zip34685-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionWINDMILL POINTE OF TARPON LAKE UNIT ONE BLK 8, LOT 13 & THAT PT OF GREENSPACE DESC AS BEG SWLY COR OF SAID LOT TH N01DW 108.62FT TH S56DE 62.44FT TH SWLY ALG WLY LINE OF SAID LOT 89.39FT TO POB
Legal Range16E
Legal Township27S
Legal Section34
Legal SubdivisionWINDMILL POINTE OF
Legal Tract98246
Legal Block8
Legal Lot Number13
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1009
Census Tract27329

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1210 WINDMILL POINTE RD, PALM HARBOR, FL 34685-1415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2003 · Amount on Record
Deed SaleFeb 6, 2003 · Amount on Record
Prior SaleJun 30, 1999 · Amount on Record
Deed Book / Page12520 / 487
Last Transfer DateApr 15, 2014
Transfer Doc0183832078
Record UpdatedOct 29, 2026

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address1210 WINDMILL POINTE RD, PALM HARBOR, FL 34685-1415
Document Number0204251728
Instrument DateJan 11, 2019
Transaction TypeMortgage
Record UpdatedFeb 27, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210 WINDMILL POINTE RD PALM HARBOR FL 346851415, PALM HARBOR, FL 34685-1415

Mortgage

Document Number0204251728
DateFeb 11, 2019
Book Page020425/001728
Instrument44463
Lender
NameFEDERAL NAT'L MTG ASSN (FNMA)
TypeMortgage Company
Agreement
AmountAmount Recorded
Term480 Months
DueFeb 10, 2059
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,982.00 (+8.16%) Homeowner's exemption$197,169 (+5.99%)$378,006 (-2.96%) Land $134,984 Building $243,022
2023$2,757.00 (+3.3%) Homeowner's exemption$186,031 (+3%)$389,531 (+28.97%) Land $203,376 Building $186,155
2022$2,669.00 Homeowner's exemption$180,613$302,024 Land $154,073 Building $147,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 135 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies159 units insured
incl. 24 condo units
Nearby Flood Claims5 (2011–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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