McHenry County property record for 1210 Willow Ln, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · built 2001 |
| Lot Size | 0.272 acres (11,852 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Jan 2017) |
| Tax Bill | $4,784 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 01-27-429-018 |
| Primary APN | 01-27-429-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,852 sqft (0.272 acres) |
| Lot Dimensions | 158 ft deep x 75 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1210 WILLOW LN |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0000416 LT 6 OAK GROVE CROSSING UNIT 1 |
| Legal Subdivision | OAK GROVE CROSSING UNIT 1 |
| Legal Block | 429 |
| Legal Lot Number | 6 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 870301 |
Source: McHenry County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1210 WILLOW LN, HARVARD, IL 60033-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Jan 4, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2017 · Amount on Record |
| Deed Sale | Jan 4, 2017 · Amount on Record |
| Prior Sale | May 6, 1999 · Amount on Record |
| Deed Document Number | 2017416 |
| Prior Transfer Date | Nov 21, 2001 |
| Prior Transfer Doc | 0000093734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1210 WILLOW LN, HARVARD, IL 60033-3707 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010499 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021R0010499 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 4, 2017 |
| Property Address | 1210 WILLOW LN, HARVARD, IL 60033-3707 |
| Document Number | 0000000416 |
| Map Reference | DOC96R037118 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 2017R0000416 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | STRACK TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 820 E TERRA COTTA AVE STE 203, 203, CRYSTAL LAKE, IL 60014-3646 |
| Document Number | 0000000417 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 2017R0000417 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,784.00 | $61,368 (+24.21%) Land $12,909 Building $48,459 | $184,104 (+24.21%) Land $38,727 Building $145,377 |
| 2022 | Homeowner's exemption | $49,407 Land $11,670 Building $37,737 | $148,221 Land $35,010 Building $113,211 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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