1210 Whaley Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1210 Whaley Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1951
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,009 (Apr 2026)
Tax Bill	$5,230 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2385-008-00006`

Property Details

APN / Parcel Number

Primary APN	`2385-008-00006`
Alternative APN	`13805`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,568 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2000
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,252 sqft (0.258 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	468 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2385-008-00006
Street Address	1210 WHALEY DR
City	GAINESVILLE
State	TX
Zip	76240-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ADDN; BLOCK 8; LOT 6
Legal Subdivision	HILLCREST ADDN
Legal Block	8
Legal Lot Number	6
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2033
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1210 WHALEY DR, GAINESVILLE, TX 76240-2942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer · FHA Mortgage HOWETH TITLE
Apr 3, 2019	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 5, 2021	Affidavit of Death of Joint Tenant, Transfer
Oct 25, 2019	Vendor's Lien, Transfer · FHA Mortgage PROSPERITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	20262466
Deed Book / Page	2775 / 368
Prior Transfer Date	Jan 9, 2019
Prior Transfer Doc	0000090579
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Apr 7, 2026
Property Address	1210 WHALEY DR, GAINESVILLE, TX 76240-2942
Document Number	0000002466
Book / Page	2775 / 368
Instrument Date	Apr 6, 2026
Instrument	20262466
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	HOWETH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 WHALEY DR, GAINESVILLE, TX 76240-2942

Mortgage

Document Number	0000002467,
Date	Apr 7, 2026
Instrument	20262467

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1210 WHALEY DR, GAINESVILLE, TX 76240-2942
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002251/077
Date	Apr 3, 2019
Book Page	2251/077
Instrument	00090973

Lender

Name	FIRST BANK
Type	Bank
Address	FRISCO, TX 75033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 3, 2020

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1210 WHALEY DR, GAINESVILLE, TX 76240-2942
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002378/733
Date	Nov 25, 2020
Book Page	2378/733
Instrument	2020-09614

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2050

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOKE TX
Recording Date	May 5, 2021
Property Address	1210 WHALEY DR, GAINESVILLE, TX 76240-2942
Document Number	002416/695
Book / Page	2416 / 695
Instrument Date	Apr 3, 2021
Instrument	3805
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 WHALEY DR, GAINESVILLE, TX 76240-2942

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Oct 25, 2019
Property Address	1210 WHALEY DR, GAINESVILLE, TX 76240-2942
Document Number	002292/662
Book / Page	2292 / 662
Map Reference	CAB B SL 93
Instrument Date	Oct 23, 2019
Instrument	00096390
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 111, AUBREY, TX 76227-0111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 851, SANGER, TX 76266-0851

Mortgage

Document Number	0000096391
Date	Oct 25, 2019
Instrument	00096391

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,230.00 (-5.9%) Homeowner's exemption	$250,000 (-5.91%) Land $45,948 Building $204,052	$250,000 (-5.91%) Land $45,948 Building $204,052
2025	$5,558.00 (+10.41%)	$265,698 (+10.85%) Land $45,948 Building $219,750	$265,698 (+10.85%) Land $45,948 Building $219,750
2024	$5,034.00 (+1.92%)
2023		$239,696 Land $45,900 Building $193,796	$239,696 Land $45,900 Building $193,796
2022	$4,939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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