1210 Walnut St, Decorah, IA 52101 Property Records

Winneshiek County property record for 1210 Walnut St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,736 sqft · built 2017
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,586 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`112110600800`

Property Details

APN / Parcel Number

Primary APN	`112110600800`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Basement Area	1,736 sqft
Finished Basement	1,400 sqft
Unfinished Basement	336 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	311 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1210 WALNUT ST
City	DECORAH
State	IA
Zip	52101-7895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 2 BRUENING'S 2ND ADDN
Legal Range	08W
Legal Township	98N
Legal Section	21
Legal Subdivision	BRUENINGS 2ND ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	3
Census Block	3007
Census Tract	950300

Owner

1210 Walnut St is owned and occupied by two individuals.

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1210 WALNUT ST, DECORAH, IA 52101-7895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2018	Deed of Trust, Mortgage DECORAH BANK & TRUST COMPANY
Feb 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	1210 WALNUT ST, DECORAH, IA 52101-7895
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001947
Date	Jul 10, 2018
Book Page	0000002018/0000001947
Instrument	000000001947

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Amount	Amount on Record
Term	174 Months
Due	Jan 1, 2033

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	1210 WALNUT ST, DECORAH, IA 52101-7895
Transaction Type	Mortgage
Record Updated	Mar 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/370
Date	Feb 6, 2020
Book Page	2020/370
Instrument	370

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 1210 Walnut St was $8,586 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,586.00	$521,910 (-) Land $63,830 Building $458,080	$521,910 (-) Land $63,830 Building $458,080
2025	$8,586.00 (+5.66%) Homeowner's exemption	$521,910 Land $63,830 Building $458,080	$521,910 Land $63,830 Building $458,080
2024	$8,126.00
2023		$149,890 (+68.15%) Land $63,830 Building $86,060	$451,590
2022	$1,672.00 Homeowner's exemption	$89,140 Land $53,190 Building $35,950
2021			$390,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1210 Walnut St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1210 Walnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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