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1210 W Main St, Forest City, NC 28043 Property Records

Rutherford County property record for 1210 W Main St, Forest City, NC 28043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,478 sqft · built 1928
Lot Size1.41 acres (61,420 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Nov 2017)
Tax Bill$811 (2022)
Deeds & MortgagesApr 2024 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0423457

Property Details

APN / Parcel Number

Primary APN0423457
Alternative APNs
  • 423457
  • 8344

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,478 sqft Heated Area
Gross Area2,956 sqft
FlooringWood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Exterior MaterialBrick
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area61,420 sqft (1.41 acres)
PorchPorch
Porch Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number8344
Old Parcel Number0423457
Street Address1210 W MAIN ST
CityFOREST CITY
StateNC
Zip28043-2524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC3
Legal DescriptionGPIN:1539117517530000; RES. W. MAIN ST.
Legal Block1
Legal Lot Number4
JurisdictionRUTHERFORD NC
Township / Civil DivisionCOOL SPRING
Census Block Group4
Census Block4026
Census Tract960700

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1210 W MAIN ST, FOREST CITY, NC 28043-2524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 3, 2017Warranty Deed, Transfer
MONICO & MARIA A LAZO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2017 · Amount on Record
Deed SaleNov 3, 2017 · Amount on Record
Deed Document Number0001162126
Deed Book / Page1162 / 126
Record UpdatedJun 7, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address1210 W MAIN ST, FOREST CITY, NC 28043-2524
Transaction TypeMortgage
Record UpdatedMay 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210 W MAIN ST, FOREST CITY, NC 28043-2524

Mortgage

Document Number0020803829
DateApr 17, 2024
Book Page2080/3829
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Address75000
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateNov 3, 2017
Property Address1210 W MAIN ST, FOREST CITY, NC 28043-2524
Document Number0011620126
Book / Page001162 / 000126
Instrument DateOct 31, 2017
Instrument4234
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1210 W MAIN ST FOREST CITY NC 280432524, FOREST CITY, NC 28043-2524

Mortgage

Document Number12610606
DateNov 3, 2017
Book Page001261/000606
Instrument4235
Lender
NameMONICO & MARIA A LAZO
Address297 BRACKETT RD, FOREST CITY, NC 28043-9451
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term144 Months
DueNov 2, 2029

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalityForest City Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$116,700 Land $35,400 Building $81,300$116,700 Land $35,400 Building $81,300
2022$811.00
2021$811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FOREST CITY
serves 21,521 people · EPA ID NC0181010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		2,000 / 50
Skyrunner
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Pangaea Internet.

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