1210 Scarlet Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 1210 Scarlet Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,471 sqft · built 2014
Lot Size	0.93 acres (4,047 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Feb 2021)
Tax Bill	$3,694 (2025)
Deeds & Mortgages	Feb 2021 Sale Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-27-8895-01-290`

Property Details

APN / Parcel Number

Primary APN	`28-22-27-8895-01-290`
Alternative APNs	`272228889501290` `125759` `126542` `127924`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,471 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,047 sqft (0.93 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1210 SCARLET OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-6151
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	PUD
Legal Description	VILLAS AT TUCKER OAKS 77/81 LOT 129
Legal Range	27E
Legal Township	22S
Legal Section	28
Legal Subdivision	VILLAS AT TUCKER OAKS
Legal Tract	8895
Legal Block	1
Legal Lot Number	129
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1044
Census Tract	17200

Owner

1210 Scarlet Oak Loop, a duplex, is owned and occupied by two individuals who bought it in February 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1210 SCARLET OAK LOOP, WINTER GARDEN, FL 34787-6151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 19, 2021	Warranty Deed, Transfer ATTORNEY
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Nov 10, 2020 · Amount on File
Deed Document Number	2021100211
Prior Transfer Date	Feb 9, 2021
Prior Transfer Doc	0000100211
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 19, 2021
Property Address	1210 SCARLET OAK LOOP, WINTER GARDEN, FL 34787-6151
Document Number	0000100211
Map Reference	MB 77 PG 81
Instrument Date	Feb 9, 2021
Instrument	20210100211
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4874 BUCIDA RD, BOYNTON BEACH, FL 33436-7323

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 19, 2021
Property Address	1210 SCARLET OAK LOOP, WINTER GARDEN, FL 34787-6151
Document Number	20210100211
Map Reference	MB 77 PG 81
Instrument Date	Feb 9, 2021
Instrument	20210100211
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4874 BUCIDA RD, BOYNTON BEACH, FL 33436-7323

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 10, 2020
Property Address	1210 SCARLET OAK LOOP, WINTER GARDEN, FL 34787-6151
Document Number	0000586284
Instrument Date	Nov 6, 2020
Instrument	586284
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4874 BUCIDA RD BOYNTON BEACH FL 334367323, BOYNTON BEACH, FL 33436-7323

Mortgage

Document Number	586285
Date	Nov 10, 2020
Instrument	586285

Lender

Name	EVERETT FIN'L
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1210 Scarlet Oak Loop was $3,694, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,524 (+2.7%)	$294,100 (-1.16%) Land $65,000 Building $229,100
2025	$3,694.00 (+5.3%) Homeowner's exemption	$267,307	$297,560 Land $65,000 Building $232,560
2024	$3,508.00 (+3.88%)
2023	$3,377.00 (-4.79%) Homeowner's exemption	$252,208 (+13.53%) Land $65,000 Building $187,208	$252,208 (+13.53%) Land $65,000 Building $187,208
2022	$3,547.00	$222,145 Land $65,000 Building $157,145	$222,145 Land $65,000 Building $157,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1210 Scarlet Oak Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1210 Scarlet Oak Loop is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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