1210 Ridgeway Dr, Bulverde, TX 78163 Property Records

Comal County property record for 1210 Ridgeway Dr, Bulverde, TX 78163

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,872 sqft · built 2002
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,909 (Jan 2024)
Tax Bill	$6,138 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-0112-0088-00`

Property Details

APN / Parcel Number

Primary APN	`52-0112-0088-00`
Alternative APN	`58630`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,872 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Steel
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,824 sqft (0.501 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	209 sqft
Storage Building	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	1210 RIDGEWAY DR
City	BULVERDE
State	TX
Zip	78163-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING OAKS ESTATES 1, BLOCK 2, LOT 44
Legal Subdivision	SPRING OAKS ESTATES 1
Legal Block	2
Legal Lot Number	44
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1025
Census Tract	310705

Owner

Source: Comal County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1210 RIDGEWAY DR, BULVERDE, TX 78163-1726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Jan 22, 2024	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Sep 2, 2020	Vendor's Lien, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Jun 28, 2018	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	20241960
Prior Transfer Date	Oct 23, 2007
Prior Transfer Doc	0006044749
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1210 RIDGEWAY DR, BULVERDE, TX 78163-1726
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	ALA TITLE, ALAMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 RIDGEWAY DR, BULVERDE, TX 78163-1726

Mortgage

Document Number	0006037804
Date	Nov 26, 2025
Instrument	202506037804

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78259

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Jan 22, 2024
Property Address	1210 RIDGEWAY DR, BULVERDE, TX 78163-1726
Document Number	0006001960
Map Reference	VOL 7 PG 31&34
Instrument Date	Jan 18, 2024
Instrument	202406001960
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 RIDGEWAY DR, BULVERDE, TX 78163-1726

Mortgage

Document Number	0006001961
Date	Jan 22, 2024
Instrument	202406001961

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Sep 2, 2020
Property Address	1210 RIDGEWAY DR, BULVERDE, TX 78163-1726
Document Number	0006037128
Map Reference	VOL 7 PG 31-34
Instrument Date	Sep 1, 2020
Instrument	202006037128
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	PROVIDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2275 INDIAN CREEK LN, 2275, BULVERDE, TX 78163-4616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 RIDGEWAY DR, BULVERDE, TX 78163-1726

Mortgage

Document Number	0006037129
Date	Sep 2, 2020
Instrument	202006037129

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Jun 28, 2018
Property Address	1210 RIDGEWAY DR, BULVERDE, TX 78163-1726
Document Number	0006025257
Instrument Date	Jun 27, 2018
Instrument	6025257
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 RIDGEWAY DR BULVERDE TX 781631726, BULVERDE, TX 78163-1726

Mortgage

Document Number	6025258
Date	Jun 28, 2018
Instrument	6025258

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,138.00 (+89.56%)	$395,490 (-1.3%) Land $75,040 Building $320,450	$395,490 (-1.3%) Land $75,040 Building $320,450
2025	$3,238.00 (-34.21%) Additional exemption filed	$400,690 (+46.86%) Land $78,090 Building $322,600	$400,690 (+46.86%) Land $78,090 Building $322,600
2024	$4,922.00 (+17.81%)
2023		$272,830 Land $58,910 Building $213,920	$272,830 Land $58,910 Building $213,920
2022	$4,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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