1210 Oak St, Hamilton, IL 62341 Property Records

Hancock County property record for 1210 Oak St, Hamilton, IL 62341

Property Summary

Property Type	Single Family Home
Lot Size	0.155 acres (6,770 sqft)
Owner	2 Individual Names on File
Last Sale	$96,500 (May 2026)
Tax Bill	$1,704 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-29-270-000`

Property Details

APN / Parcel Number

Primary APN	`11-29-270-000`

Exterior

Lot Area	6,770 sqft (0.155 acres)

Location & Zoning

Street Address	1210 OAK ST
City	HAMILTON
State	IL
Zip	62341-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S29 T5 R8 SAMUEL GORDONS ADD - 90' N END W 12 LOT 8 & 90' N END LOT 9 BLK 1 MONTEBELLO
Legal Range	08
Legal Township	05
Legal Section	29
Legal Subdivision	SAMUEL GORDONS ADD
Legal Block	1
Legal Lot Number	8-9
Jurisdiction	HANCOCK IL
Township / Civil Division	MONTEBELLO
Census Block Group	2
Census Block	2030
Census Tract	954100

Owner

Source: Hancock County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1210 OAK ST, HAMILTON, IL 62341-1622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Deed Document Number	20261248
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IL
Recording Date	May 29, 2026
Property Address	1210 OAK ST, HAMILTON, IL 62341-1622
Document Number	0000001248
Instrument Date	May 28, 2026
Instrument	20261248
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,619.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1210 OAK ST, HAMILTON, IL 62341-1622

Mortgage

Document Number	0000001249,
Date	May 29, 2026
Instrument	20261249

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IL
Recording Date	May 29, 2026
Property Address	1210 OAK ST, HAMILTON, IL 62341-1622
Document Number	0020261248
Instrument Date	May 28, 2026
Instrument	20261248
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,619.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1210 OAK ST, HAMILTON, IL 62341-1622

Mortgage

Document Number	0000001249,
Date	May 29, 2026
Instrument	20261249

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Hancock County
County Subdivision	Montebello Township
Municipality	Hamilton City
Unified School District	Hamilton Community Consolidated School District 328 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$32,234 (+5.34%) Land $3,603 Building $28,631	$96,702 (+5.34%) Land $10,809 Building $85,893
2024	$1,704.00	$30,600 (+14.76%) Land $3,420 Building $27,180
2023			$91,800 (+14.76%) Land $10,260 Building $81,540
2022	Homeowner's exemption	$26,664 Land $2,980 Building $23,684	$79,992 Land $8,940 Building $71,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON serves 2,753 people · EPA ID IL0670400
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
MTC Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, T-Mobile.

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