1210 Michelle Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 1210 Michelle Dr, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1975
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Tax Bill$1,650 (2025)
Deeds & MortgagesDec 2023 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN22-7-36.0-3-006-129.000

Property Details

APN / Parcel Number

Primary APN22-7-36.0-3-006-129.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area

Exterior

Year BuiltBuilt 1975
Architectural StyleOther
Exterior MaterialBrick
Construction TypeBrick
Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Street Address1210 MICHELLE DR
CitySAINT CLAIR
StateMO
Zip63077-1626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:43 YOUNGLAND HILLS 3
Legal Range01W
Legal Township42
Legal Section36
Legal QuarterSW
Legal SubdivisionYOUNGLAND HILLS
Legal Block6
Legal Lot Number43
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1027
Census Tract800904

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1210 MICHELLE DR, SAINT CLAIR, MO 63077-1626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Warranty Deed, Transfer · FHA Mortgage
CENTRAL TRUST BANK
Dec 23, 2019Warranty Deed, Transfer
FLAT BR MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 6, 2023
Deed SaleDec 6, 2023
Prior SaleDec 23, 2019
Deed Document Number2314442
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateDec 6, 2023
Property Address1210 MICHELLE DR, SAINT CLAIR, MO 63077-1626
Document Number0002314442
Map ReferencePB M PG 50
Instrument DateNov 29, 2023
Instrument2314442
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyINVESTORS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2885 BELEW RD, SULLIVAN, MO 63080-4554

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1210 MICHELLE DR, SAINT CLAIR, MO 63077-1626

Mortgage

Document Number0002314443
DateDec 6, 2023
Instrument2314443
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

Mortgage

Document Number0002314444
DateDec 6, 2023
Instrument2314444
Lender
NameMISSOURI HOUSING DEVELOPMENT
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateDec 23, 2019
Property Address1210 MICHELLE DR, SAINT CLAIR, MO 63077-1626
Document Number0000017587
Instrument DateDec 20, 2019
Instrument17587
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyHANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210 MICHELLE DR ST CLAIR MO 630771626, ST CLAIR, MO 63077-1626

Mortgage

Document Number17588
DateDec 23, 2019
Instrument17588
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,650.00 (+27.91%)$24,496 (+18.27%)$128,930 (+18.27%) Land $19,570 Building $109,360
2023$1,290.00 (+5.91%)$20,712$109,010 Land $19,570 Building $89,440
2022$1,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CLAIR PWS
serves 4,700 people · EPA ID MO6010708
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

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