1210 Main St, Polson, MT 59860 Property Records

Lake County property record for 1210 Main St, Polson, MT 59860

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,680 sqft · built 2002
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,400 (May 2021)
Tax Bill	$1,016 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1522162`

Property Details

APN / Parcel Number

Primary APN	`R1522162`
Alternative APNs	`15-3228-09-1-09-08-0000` `0000023320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000023320
Street Address	1210 MAIN ST
City	POLSON
State	MT
Zip	59860-5332
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	PTID
Legal Description	PEND DE OREILLE HTS (POLSON), S09, T22 N, R20 W, BLOCK 016, LOT 012, ACRES 0.161
Legal Range	20W
Legal Township	22N
Legal Section	09
Legal Subdivision	PEND DE OREILLE HTS (POLSON)
Legal Block	16
Legal Lot Number	12
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2086
Census Tract	940307

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1210 MAIN ST, POLSON, MT 59860-5332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
May 7, 2021	Personal Representative Deed, Transfer · VA Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Jul 10, 2012
Deed Document Number	2021588278
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	1210 MAIN ST, POLSON, MT 59860-5332
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000588416
Date	May 14, 2021
Instrument	588416

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	MISSOULA, MT 59804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE MT
Recording Date	May 7, 2021
Property Address	1210 MAIN ST, POLSON, MT 59860-5332
Document Number	588278
Instrument Date	May 7, 2021
Instrument	588278
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TTL AGCY OF LAKE CN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 2ND AVE SE, RONAN, MT 59864-3016

Mortgage

Document Number	588279
Date	May 7, 2021
Instrument	588279

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,016.00 (-13.61%)	$222,760 (-)
2025	$1,176.00 (-20.49%)	$222,760 (+30.33%)	$222,760 (+30.33%) Land $61,500 Building $161,260
2023	$1,479.00	$170,920	$170,920 Land $36,150 Building $134,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Western Montana CommunityTel.

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