1210 Harding Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 1210 Harding Ave, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,335 sqft · built 1952
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Apr 2004)
Tax Bill	$4,181 (2026)
Deeds & Mortgages	Aug 2022 Construction Loan Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232-290-200-000`

Property Details

APN / Parcel Number

Primary APN	`232-290-200-000`
Alternative APNs	`232-290-20` `23121317`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,335 sqft Living Area
1st Floor Area	1,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,150 sqft (0.164 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	232-290-20
Street Address	1210 HARDING AVE
City	TRACY
State	CA
Zip	95376-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEWIS MANOR TR 265 MAP 13 PG 81 LOT64
Legal Subdivision	LEWIS MANOR
Legal Tract	265
Legal Block	1
Legal Lot Number	64
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1002
Census Tract	5308

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1210 HARDING AVE, TRACY, CA 95376-3315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Construction Mortgage ALLSTAR FINANCIAL SERVICES INC
Sep 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2004 · Amount on Record
Deed Sale	Apr 13, 2004 · Amount on Record
Deed Document Number	200476384
Prior Transfer Date	Jun 28, 2000
Prior Transfer Doc	0000077909
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1210 HARDING AVE, TRACY, CA 95376-3315
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20621 CHATSBORO DR, WOODLAND HILLS, CA 91364-5655

Mortgage

Document Number	0000099406
Date	Aug 22, 2022
Instrument	2022-099406

Lender

Name	ALLSTAR FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	WOODLAND HILLS, CA 91364

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1210 HARDING AVE, TRACY, CA 95376-3315
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20621 CHATSBORO DR, WOODLAND HILLS, CA 91364-5655

Mortgage

Document Number	0000161451
Date	Sep 27, 2021
Instrument	2021-161451

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2022

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,181.00 (-0.02%)
2025	$4,182.00 (+10.23%)	$362,535 (+4.04%) Land $177,714 Building $184,821
2023	$3,794.00 (+2.07%)	$348,460 Land $170,814 Building $177,646	$421,560
2022	$3,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

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