1210 Estates Dr, Ossining, NY 10562 Property Records

Westchester County and Yorktown Town property record for 1210 Estates Dr, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,798 sqft · built 1999
Lot Size	5.8 acres (252,648 sqft)
Owner	2 Individual Names on File
Last Sale	$1,310,000 (Jul 2022)
Tax Bill	$69,821 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`555400 58.20-1-2`

Property Details

APN / Parcel Number

Primary APN	`555400 58.20-1-2`
Alternative APNs	`540017004800000109771090` `4771090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,798 sqft Living Area
1st Floor Area	2,116 sqft
2nd Floor Area	1,682 sqft
Upper Floors Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Lot Area	252,648 sqft (5.8 acres)
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	4771090
Street Address	1210 ESTATES DR
City	OSSINING
State	NY
Zip	10562-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-20
Legal Subdivision	SUBDIVISION MAP ELLINGTON ESTATES
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YORKTOWN
Census Block Group	2
Census Block	2034
Census Tract	14805

Owner

Source: Westchester County and Yorktown Town records · APN 555400 58.20-1-2

Assessment roll updated May 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1210 ESTATES DR, OSSINING, NY 10562-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 11, 2022	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Aug 15, 2011 · Amount on Record
Deed Document Number	20223596
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	1210 ESTATES DR, OSSINING, NY 10562-1011
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 ESTATES DR, OSSINING, NY 10562-1011

Mortgage

Document Number	0653073354
Date	Nov 07, 2025
Instrument	653073354

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 11, 2022
Property Address	1210 ESTATES DR, OSSINING, NY 10562-1011
Document Number	0621783596
Map Reference	MAP 233262
Instrument Date	Jul 07, 2022
Instrument	621783596
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	QUEEN CITY ABSTRACT TITLE AND ES, QUEEN CITY ABSTRACT TTL & CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 ESTATES DR, 1210, OSSINING, NY 10562-1011

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0621923476
Date	Jul 11, 2022
Instrument	621923476

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	Other
Max Rate	8.75%

Tax Assessment & Valuation

Source: Westchester County and Yorktown Town records · Assessment roll updated May 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Yorktown Town
Unified School District	Yorktown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$69,821.00	$21,800 (-) Land $2,750 Building $19,050	$1,362,500 (+10.63%) Land $171,875 Building $1,190,625
2024		$21,800 (-) Land $2,750 Building $19,050	$1,231,638 (-2.82%) Land $155,367 Building $1,076,271
2023		$21,800 Land $2,750 Building $19,050	$1,267,442 Land $159,884 Building $1,107,558

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (2011–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Communications Cable	940 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 20 locations within half a mile of this property.

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