1210 Congress St, Beaufort, SC 29902 Property Records

Beaufort County property record for 1210 Congress St, Beaufort, SC 29902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1965
Owner	Individual Name on File
Last Sale	$330,000 (Sep 2021)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2021 Re-recorded Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R12000400001560000`

Property Details

APN / Parcel Number

Primary APN	`R12000400001560000`
Alternative APN	`00214146`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area

Exterior

Year Built	Built 1965
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00214146
Old Parcel Number	R12000400001560000
Street Address	1210 CONGRESS ST
City	BEAUFORT
State	SC
Zip	29902-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4111
Legal Description	DIST:120 CITY/MUNI/TWP:BEAUFORT CITY SUBD:NW QUAD LANDMARK COMM & RES
Legal Subdivision	NW QUAD LANDMARK COMM & RES
Jurisdiction	BEAUFORT SC
Township / Civil Division	BEAUFORT-PORT ROYAL
Census Block Group	3
Census Block	3008
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Beaufort Historic District listed 1969 · 474 contributing resources · National Historic Landmark (designated 1973) · NRIS 69000159

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1210 Congress St is owned and occupied by an individual who bought it in September 2021.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1210 CONGRESS ST, BEAUFORT, SC 29902-4513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Dec 8, 2021	Re-recorded Document
Sep 30, 2021	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 21, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	2021069133
Deed Book / Page	4066 / 996
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	1210 CONGRESS ST, BEAUFORT, SC 29902-4513
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 CONGRESS ST, BEAUFORT, SC 29902-4513

Mortgage

Document Number	0000053887
Date	Nov 21, 2023
Book Page	4291/1631
Instrument	2023053887

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BEAUFORT SC
Recording Date	Dec 8, 2021
Property Address	1210 CONGRESS ST, BEAUFORT, SC 29902-4513
Document Number	0000084560
Book / Page	4091 / 3231
Map Reference	MB 3770 PG 1299
Instrument Date	Dec 7, 2021
Instrument	2021084560
Record Updated	Apr 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1210 CONGRESS ST, BEAUFORT, SC 29902-4513

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 30, 2021
Property Address	1210 CONGRESS ST, BEAUFORT, SC 29902-4513
Document Number	0000069133
Book / Page	4066 / 996
Instrument Date	Sep 24, 2021
Instrument	2021069133
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1210 CONGRESS ST, BEAUFORT, SC 29902-4513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000069134
Date	Sep 30, 2021
Instrument	2021069134

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 21, 2019
Property Address	1210 CONGRESS ST, BEAUFORT, SC 29902-4513
Document Number	0000032749
Book / Page	3770 / 1299
Instrument Date	Jun 18, 2019
Instrument	2019032749
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 BLADEN ST, BEAUFORT, SC 29902-4968

Mortgage

Document Number	0000032750
Date	Jun 21, 2019
Instrument	2019032750

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1210 Congress St was $2,431.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Beaufort City
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,431.00	$11,900 (-0.03%)
2024	$2,431.00	$11,904 (-) Land $4,292 Building $7,612	$297,600 (-) Land $107,300 Building $190,300
2023	$2,431.00 (-3.07%)	$11,904 (-9.82%) Land $4,292 Building $7,612	$297,600 (-9.82%) Land $107,300 Building $190,300
2022	$2,508.00	$13,200 Land $2,552 Building $10,648	$330,000 Land $63,800 Building $266,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1210 Congress St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	17 (1979–2017)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1210 Congress St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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