Chesapeake City property record for 1210 Commerce Ave, Chesapeake, VA 23324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,524 sqft · built 2006 |
| Lot Size | 0.049 acres (2,134 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Dec 2020) |
| Tax Bill | $2,726 (2025) |
| Deeds & Mortgages | Dec 2020 Second Mortgage Dec 2020 Sale & Mortgage + 1 more |
| APN | 1280000002040 |
| Primary APN | 1280000002040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 641 sqft |
| Upper Floors Area | 641 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,134 sqft (0.049 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 242 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1210 COMMERCE AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23324-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFA1: SIN |
| Legal Description | 43 HOYE |
| Legal Subdivision | HOYE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20200 |
1210 Commerce Ave is owned and occupied by an individual who bought it in December 2020.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1210 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 30, 2020 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 31, 2006 | Warranty Deed, Transfer · Conventional Mortgage WESTMARK MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on File |
| Deed Sale | Dec 30, 2020 · Amount on File |
| Prior Sale | Apr 1, 2014 · Amount on File |
| Deed Document Number | 202049929 |
| Deed Book / Page | 10285 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1210 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TITLE ALLIANCE GREENBRIER |
| Name | Verified Name |
|---|
| Document Number | 10285/20 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 10285/20 |
| Instrument | 200049931 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 30, 2020 |
| Property Address | 1210 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Document Number | 10285/1 |
| Book / Page | 10285 / 1 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 200049929 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLE ALLIANCE GREENBRIER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1210 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Document Number | 200049930 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 200049930 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0010285/20 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 10285/20 |
| Instrument | 200049931 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 31, 2006 |
| Property Address | 1210 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Document Number | 6808/642 |
| Book / Page | 6808 / 642 |
| Instrument Date | Sep 11, 2006 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 6808645 |
|---|---|
| Date | Oct 31, 2006 |
| Instrument | 6808/645 |
| Name | WESTMARK MORTGAGE CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 006808/671 |
|---|---|
| Date | Oct 31, 2006 |
| Book Page | 6808/671 |
| Name | WESTSTAR MORTGAGE INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1210 Commerce Ave was $2,726.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,500 (+3.56%) Land $80,000 Building $199,500 | $279,500 (+3.56%) Land $80,000 Building $199,500 | |
| 2025 | $2,726.00 | $269,900 Land $75,000 Building $194,900 | $269,900 Land $75,000 Building $194,900 |
| 2023 | $233,700 (+10.71%) Land $65,000 Building $168,700 | $233,700 (+10.71%) Land $65,000 Building $168,700 | |
| 2022 | $211,100 Land $50,000 Building $161,100 | $211,100 Land $50,000 Building $161,100 | |
| 2019 | $1,830.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1210 Commerce Ave; there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1210 Commerce Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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