1210 7th St, Neptune Beach, FL 32266 Property Records

Duval County property record for 1210 7th St, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,563 sqft · built 1994
Lot Size	0.293 acres (12,782 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2001)
Tax Bill	$5,288 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`173268-4700`

Property Details

APN / Parcel Number

Primary APN	`173268-4700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,563 sqft Living Area
Gross Area	3,291 sqft
1st Floor Area	1,550 sqft
Upper Floors Area	1,013 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,782 sqft (0.293 acres)
Lot Dimensions	158 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	212 sqft
Deck Area	352 sqft
Patio Area	555 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1210 7TH ST
City	NEPTUNE BEACH
State	FL
Zip	32266-3774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-1
Legal Description	16-28 21-2S-29E .28 FLORIDA BEACH TOWNSITE PLAT 1 2ND R/P PT UNDIVIDED BLK 16 RECD O/R 12381-648
Legal Range	29E
Legal Township	02S
Legal Section	21
Legal Subdivision	FLA BCH TWNSTE PLAT 2 R/P
Legal Block	16
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1037
Census Tract	14001

Owner

1210 7th St is owned and occupied by an individual who acquired it in March 2004.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1210 7TH ST, NEPTUNE BEACH, FL 32266-3774
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2001 · Amount on File
Deed Sale	Apr 10, 2001 · Amount on File
Deed Document Number	200181534
Deed Book / Page	9944 / 604
Last Transfer Date	Mar 18, 2004
Transfer Doc	0000119473
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1210 7TH ST, NEPTUNE BEACH, FL 32266-3774
Document Number	0185802009
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 7TH ST NEPTUNE BEACH FL 322663774, NEPTUNE BEACH, FL 32266-3774

Mortgage

Document Number	0185802009
Date	Oct 30, 2018
Book Page	018580/002009
Instrument	257423

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 29, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1210 7th St was $5,288 with a homeowner's exemption, up 2.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,558 (+2.7%)	$711,137 (+23.49%) Land $353,675 Building $357,462
2025	$5,288.00 (+2.46%) Homeowner's exemption	$338,421	$575,847 Land $348,390 Building $227,457
2024	$5,161.00 (+2.89%)
2023	$5,016.00 (+9.42%) Homeowner's exemption	$319,305 (+3%)	$540,955 (-1.36%) Land $248,850 Building $292,105
2022	$4,584.00 Homeowner's exemption	$310,005	$548,426 Land $232,260 Building $316,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1210 7th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 312 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	55 (1978–2024)
Claims Outside the SFHA	46 of 55
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1210 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20