1210 4th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1210 4th Ave, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,644 sqft · built 1900
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$2,399 (2026)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.46-5-23.1

Property Details

APN / Parcel Number

Primary APN421500 49.46-5-23.1
Alternative APNs
  • 150004904600050230000000
  • 421500 49.46-5-23

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,644 sqft Total Area
1st Floor Area822 sqft
2nd Floor Area822 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions161 ft deep x 30 ft wide
Garage TypeDetached
Garage Area684 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area420 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1210 4TH AVE
CitySCHENECTADY
StateNY
Zip12303
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal DescriptionREAR PART OF 2 WOOD
Legal Block5
Legal Lot Number23.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4004
Census Tract21400

Owner

1210 4th Ave, a duplex, is owned and occupied by an individual.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1212 4TH AVE, SCHENECTADY, NY 12303-1618
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1210 4TH AVE, SCHENECTADY, NY 12303-1618
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210-1212 4TH AVE, SCHENECTADY, NY 12303

Mortgage

Document Number0000056261
DateNov 9, 2021
Book Page5166/337
Instrument202156261
Lender
NameHOUSING TRUST FUND CORPORATION
TypeNon-Lending Institution
AddressMOUNT LAUREL, NJ 08054
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1210 4th Ave was $2,399 with exemptions applied, down 25.6% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,399.00 (-25.64%) Homeowner's exemption Senior Citizen's exemption
2025$3,226.00$66,800 Land $17,900 Building $48,900$110,614 Land $29,641 Building $80,973
2023$66,800 Land $17,900 Building $48,900$84,557 Land $22,658 Building $61,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1210 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1210 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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