1210 2nd Pl, Elgin, OK 73538 Property Records

Comanche County property record for 1210 2nd Pl, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,695 sqft · built 1972
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Mar 2010)
Tax Bill	$1,251 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-1-50100-004-0017`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-1-50100-004-0017`
Alternative APNs	`050100-0040017-00000` `160003308` `3308`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,695 sqft Living Area
1st Floor Area	1,695 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3308
Street Address	1210 2ND PL
City	ELGIN
State	OK
Zip	73538-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	K-LOWE BLK 4 LOT 17
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Subdivision	K-LOWE
Legal Block	4
Legal Lot Number	17
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1073
Census Tract	2101

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2783 NE 120TH ST, LAWTON, OK 73507-3202
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2010 · Amount on Record
Deed Sale	Mar 25, 2010 · Amount on Record
Prior Sale	Dec 17, 2008
Deed Document Number	20104889
Deed Book / Page	6128 / 37
Prior Transfer Date	Mar 24, 2010
Prior Transfer Doc	06128/0037
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	1210 2ND PL, ELGIN, OK 73538-8806
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	SOVEREIGN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2783 NE 120TH ST, LAWTON, OK 73507-3202

Mortgage

Document Number	010064/188
Date	Dec 19, 2025
Book Page	10064/188
Instrument	2025-020356

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,992 (+4.99%) Land $1,720 Building $11,272	$115,490 (-26.53%) Land $15,293 Building $100,197
2025	$1,251.00 (-0.08%)	$12,374 (-) Land $1,639 Building $10,735	$157,202 (+5.27%) Land $23,100 Building $134,102
2024	$1,252.00 (+6.83%)	$12,374 (+10.26%) Land $1,682 Building $10,692	$149,337 (+44.95%) Land $23,100 Building $126,237
2023	$1,172.00	$11,223 Land $1,444 Building $9,779	$103,028 Land $16,100 Building $86,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 750
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20