Hoke County property record for 121 Zane Dr, Raeford, NC 28376
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,340 sqft · built 2001 |
| Lot Size | 2 acres (87,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Mar 2026) |
| Tax Bill | $2,440 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2012 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 494750401260 |
| Primary APN | 494750401260 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 2,062 sqft |
| Attic | Attic |
| Attic Area | 252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 87,500 sqft (2 acres) |
| Lot Dimensions | 350 ft deep x 250 ft wide |
| Garage Type | Attached |
| Garage Area | 631 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 128 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 146533 |
|---|---|
| Street Address | 121 ZANE DR |
| City | RAEFORD |
| State | NC |
| Zip | 28376-9508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #13 SOUTHERN OAKS 369/5 HOUSE COMPLETE FOR 2002 |
| Legal Township | 04 |
| Legal Section | 94 |
| Legal Subdivision | SOUTHERN OAKS |
| Jurisdiction | HOKE NC |
| Township / Civil Division | MCLAUCHLIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970108 |
121 Zane Dr is owned and occupied by two individuals who bought it in March 2026.
Source: Hoke County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 ZANE DR, RAEFORD, NC 28376-9508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK |
| Feb 17, 2012 | Deed of Trust, Mortgage · VA Mortgage PRIME MORTGAGE LENDING INC |
| Mar 19, 2026 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on File |
| Deed Sale | Mar 19, 2026 · Amount on File |
| Deed Document Number | 20262038 |
| Deed Book / Page | 1649 / 288 |
| Prior Transfer Date | Oct 22, 2009 |
| Prior Transfer Doc | 882/0254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Property Address | 121 ZANE DR, RAEFORD, NC 28376-9508 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 121 ZANE DR, RAEFORD, NC 28376-9508 |
| Document Number | 001484/867 |
|---|---|
| Date | May 1, 2023 |
| Book Page | 1484/867 |
| Instrument | 2501 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Property Address | 121 ZANE DR, RAEFORD, NC 28376-9508 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00975/0789 |
|---|---|
| Date | Feb 17, 2012 |
| Book Page | 975/0789 |
| Instrument | 01075 |
| Name | PRIME MORTGAGE LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | APEX, NC 27502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Mar 19, 2026 |
| Property Address | 121 ZANE DR, RAEFORD, NC 28376-9508 |
| Document Number | 001649/288 |
| Book / Page | 1649 / 288 |
| Map Reference | SL 369 PL 5 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2038 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $798.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 RANDY DR, WACO, TX 76712-9783 |
| Name | Verified Name |
|---|---|
| Address | 121 ZANE DR, RAEFORD, NC 28376-9508 |
| Document Number | 0000002039 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2039 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2026 property tax bill for 121 Zane Dr was $2,440.
Source: Hoke County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hoke County |
| Unified School District | Hoke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,440.00 | $281,750 (-) Land $34,650 Building $247,100 | $281,750 (-) Land $34,650 Building $247,100 |
| 2025 | $2,440.00 | $281,750 Land $34,650 Building $247,100 | $281,750 Land $34,650 Building $247,100 |
| 2023 | $281,750 Land $34,650 Building $247,100 | $281,750 (-) Land $34,650 Building $247,100 | |
| 2022 | $2,440.00 | $281,750 Land $34,650 Building $247,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Zane Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 121 Zane Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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