121 York St, Morganton, NC 28655 Property Records

Burke County property record for 121 York St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,620 sqft · built 1963
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,042 (2026)
Deeds & Mortgages	May 2017 Mortgage Apr 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`2704210184`

Property Details

APN / Parcel Number

Primary APN	`2704210184`
Alternative APN	`1793`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft
Sunroom	Sunroom
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	121 YORK ST
City	MORGANTON
State	NC
Zip	28655-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	121 YORK ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1012
Census Tract	20500

Owner

121 York St is owned and occupied by two individuals who acquired it in April 2025.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 YORK ST, MORGANTON, NC 28655-2552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2017	Special Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Apr 20, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 30, 2025
Transfer Doc	0028030117
Record Updated	Oct 29, 2026

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 19, 2017
Property Address	121 YORK ST, MORGANTON, NC 28655-2552
Document Number	0022930524
Book / Page	2293 / 0524
Instrument Date	May 15, 2017
Instrument	2017004538
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 YORK ST, MORGANTON, NC 28655-2552

Mortgage

Document Number	2017004539
Date	May 19, 2017
Instrument	2017004539

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	10.2%

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BURKE NC
Recording Date	Apr 20, 2017
Property Address	121 YORK ST, MORGANTON, NC 28655-2552
Document Number	0022880878
Book / Page	002288 / 000878
Instrument Date	Jan 31, 2017
Instrument	3551
Transaction Type	Foreclosure
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$178.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 121 York St was $1,042, up 0.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,042.00 (+0.48%)	$169,379 (-) Land $13,920 Building $155,459	$169,379 (-) Land $13,920 Building $155,459
2025	$1,037.00	$169,379 Land $13,920 Building $155,459	$169,379 Land $13,920 Building $155,459
2023	$1,036.00	$169,379 Land $13,920 Building $155,459	$169,379 Land $13,920 Building $155,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 York St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 York St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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