121 Willowbend Ln, Jefferson, NC 28640 Property Records

Ashe County property record for 121 Willowbend Ln, Jefferson, NC 28640 · Last verified May 2026

Property Summary

Property Type	Residential Vacant Land
Details	2,735 sqft · built 1997
Lot Size	0.983 acres (42,853 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (May 2025)
Tax Bill	$115 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09263-001-522`

Property Details

APN / Parcel Number

Primary APN	`09263-001-522`
Alternative APNs	`115722` `14216`

Interior

Building Area	2,735 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Lot Area	42,853 sqft (0.983 acres)

Location & Zoning

Account Number	115722
Street Address	121 WILLOWBEND LN
City	JEFFERSON
State	NC
Zip	28640-9602
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	1.00 AC
Legal Subdivision	BALSAM PINES
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	970501

Owner

Source: Ashe County records · APN 09263-001-522

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	292 WILLOWBEND LN, JEFFERSON, NC 28640-8926
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 13, 2023	Warranty Deed, Transfer · Commercial Mortgage HERBERT N FRANCIS ESTATE INC
Nov 03, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 09, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	Nov 13, 2023 · Amount on Record
Deed Document Number	20252281
Deed Book / Page	573 / 1804
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	121 WILLOWBEND LN, JEFFERSON, NC 28640-9602
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000559/248
Date	Dec 15, 2023
Book Page	559/248
Instrument	5667

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.82%
Type Change Date	Dec 01, 2028
Change Frequency	Monthly
Min Rate At Change	4.82%
Max Rate At Change	8.82%
Index	5-Year TN
Margin	2
Max Rate	12.8%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Nov 13, 2023
Property Address	121 WILLOWBEND LN, JEFFERSON, NC 28640-9602
Document Number	000558/420
Book / Page	558 / 420
Map Reference	MB 11 PG 306
Instrument Date	Nov 09, 2023
Instrument	5159
Transaction Type	Transfer
Record Updated	Dec 04, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 W MILL CREEK RD, WARRENSVILLE, NC 28693-9542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 GUCKER RD, FLEETWOOD, NC 28626

Mortgage

Document Number	0000005160
Date	Nov 13, 2023
Instrument	5160

Lender

Name	HERBERT N FRANCIS ESTATE INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 09, 2028

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Nov 03, 2023
Property Address	121 WILLOWBEND LN, JEFFERSON, NC 28640-9602
Document Number	00557/2443
Book / Page	557 / 2443
Map Reference	MB 11 PG 306
Instrument Date	Nov 02, 2023
Instrument	5055
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 W MILL CREEK RD, WARRENSVILLE, NC 28693-9542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WILLOWBEND LN, JEFFERSON, NC 28640-9602

Mortgage

Document Number	00557/2445
Date	Nov 03, 2023
Book Page	557/2445
Instrument	5056

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.82%
Type Change Date	Dec 01, 2028
Change Frequency	5 Years
Min Rate At Change	4.82%
Max Rate At Change	8.82%
Index	5-Year TN
Margin	2
Max Rate	12.8%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Feb 09, 2023
Property Address	121 WILLOWBEND LN, JEFFERSON, NC 28640-9602
Document Number	00549/1976
Book / Page	549 / 1976
Map Reference	MB M-4 PG 579
Instrument Date	Feb 09, 2023
Instrument	508
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 SOUTHRIDGE LN, WEST JEFFERSON, NC 28694-9605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4, WEST JEFFERSON, NC 28694-0004

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$115.00 (-96.41%)	$15,000 (-96.56%) Land $15,000	$15,000 (-96.56%) Land $15,000
2023	$3,203.00	$435,800 Land $80,100 Building $355,700	$435,800 Land $80,100 Building $355,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099705011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

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5G and 4G LTE

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