121 William Cir, Cloverdale, CA 95425 Property Records

Sonoma County property record for 121 William Cir, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,860 sqft · built 1990
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (Nov 2008)
Tax Bill	$9,787 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-380-043-000`

Property Details

APN / Parcel Number

Primary APN	`116-380-043-000`
Alternative APN	`116-380-043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	5,200 sqft (0.119 acres)
Garage Area	447 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	116-380-043
Street Address	121 WILLIAM CIR
City	CLOVERDALE
State	CA
Zip	95425-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	LOT 11 RANCHO DE AMIGOS UNIT 4 PHASE 2
Legal Subdivision	RANCHO DE AMIGOS UNIT 4 PHASE 2
Legal Block	4
Legal Lot Number	11
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	4
Census Block	4030
Census Tract	154202

Owner

121 William Cir is owned and occupied by two individuals who acquired it in April 2019.

Source: Sonoma County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 WILLIAM CIR, CLOVERDALE, CA 95425-4422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AAA CAPITAL INVESTMENT INC
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2008 · Amount on File
Deed Sale	Nov 7, 2008 · Amount on File
Prior Sale	Jun 27, 2008 · Amount on File
Deed Document Number	2008100963
Last Transfer Date	Apr 12, 2019
Transfer Doc	0000031483
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Sep 2, 2026
Property Address	121 WILLIAM CIR, CLOVERDALE, CA 95425-4422
Document Number	0000045106
Instrument Date	Aug 21, 2026
Instrument	202645106
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WILLIAM CIR, CLOVERDALE, CA 95425-4422

Mortgage

Document Number	0000045106,
Date	Sep 2, 2026
Instrument	202645106

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	121 WILLIAM CIR, CLOVERDALE, CA 95425-4422
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WILLIAM CIR, CLOVERDALE, CA 95425-4422

Mortgage

Document Number	0000086000
Date	Sep 24, 2020
Instrument	2020086000

Lender

Name	AAA CAPITAL INVESTMENT INC
Type	Non-Lending Institution
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	121 WILLIAM CIR, CLOVERDALE, CA 95425-4422
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051643
Date	Jul 26, 2019
Instrument	2019051643

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	May 13, 2019
Property Address	121 WILLIAM CIR, CLOVERDALE, CA 95425-4422
Document Number	0000031483
Instrument Date	Apr 12, 2019
Instrument	31483
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	121 WILLIAM CIR CLOVERDALE CA 954254422, CLOVERDALE, CA 95425-4422

Tax Assessment & Valuation

The 2025 property tax bill for 121 William Cir was $9,787 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$465,935 (+2%) Land $177,048 Building $288,887
2025	$9,787.00 Homeowner's exemption	$456,800 Land $173,577 Building $283,223
2023	$9,718.00 (+1.09%) Homeowner's exemption	$439,064 Land $166,838 Building $272,226
2022	$9,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 121 William Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 William Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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