121 Whites Point Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 121 Whites Point Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,918 sqft · built 1927
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,700,000 (Sep 2026)
Tax Bill	$12,985 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:57 L:23`

Property Details

APN / Parcel Number

Primary APN	`STAN M:57 L:23`
Alternative APN	`P0780R`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,918 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	1,190 sqft
Basement Area	150 sqft
Unfinished Basement	150 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P0780R
Street Address	121 WHITES POINT RD
City	STANDISH
State	ME
Zip	04084-5359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	23
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	3
Census Block	3001
Census Tract	17002

Owner

Source: Cumberland County and Standish Town records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	121 WHITES POINT RD, STANDISH, ME 04084-5359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer
Jul 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage CAMDEN NATIONAL BANK
Nov 9, 2018	Deed of Trust, Mortgage SACO & BIDDEFORD SAVS
Sep 21, 2020	Deed of Trust, Mortgage · Balloon Mortgage SACO & BIDDEFORD SAVINGS
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Oct 25, 2016
Deed Document Number	202642849
Deed Book / Page	42574 / 21
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Sep 29, 2026
Property Address	121 WHITES POINT RD, STANDISH, ME 04084-5359
Document Number	0000042849
Book / Page	42574 / 21
Instrument Date	Sep 28, 2026
Instrument	202642849
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WHITES POINT RD, STANDISH, ME 04084-5359

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	121 WHITES POINT RD, STANDISH, ME 04084-5359
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0415830259
Date	Jul 16, 2025
Book Page	41583/259
Instrument	26183

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	121 WHITES POINT RD, STANDISH, ME 04084-5359
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0352760254
Date	Nov 9, 2018
Book Page	35276/0254
Instrument	000000057555

Lender

Name	SACO & BIDDEFORD SAVS

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 9, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	121 WHITES POINT RD, STANDISH, ME 04084-5359
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0372000206
Date	Sep 21, 2020
Book Page	37200/206
Instrument	59075

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	121 WHITES POINT RD, STANDISH, ME 04084-5359
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0389130036
Date	Nov 22, 2021
Book Page	38913/36
Instrument	82998

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,985.00 (+4.76%)	$1,047,200 (+6.46%) Land $713,600 Building $333,600
2024	$12,395.00 (+16.77%)	$983,700 (+28.35%) Land $671,800 Building $311,900
2023	$10,615.00 (+23.53%)	$766,400 (+28.87%) Land $509,900 Building $256,500
2022	$8,593.00	$594,700 Land $442,800 Building $151,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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