121 Whitaker Rd, Lutz, FL 33549 Property Records

Hillsborough County property record for 121 Whitaker Rd, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 6,784 sqft · built 2008
Lot Size	2.15 acres (93,935 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2003)
Tax Bill	$20,848 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`015460-0002`

Property Details

APN / Parcel Number

Primary APN	`015460-0002`
Alternative APN	`U242718ZZZ000000645500`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,784 sqft Living Area
Gross Area	9,534 sqft
1st Floor Area	4,528 sqft
Upper Floors Area	2,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	93,935 sqft
View / Lot	Pond
Garage Type	Attached
Garage Area	948 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	595 sqft
Porch	Open Porch
Porch Area	1,802 sqft
Deck Area	717 sqft
Patio Area	1,434 sqft
Utility Building	1,950 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0154600002
Street Address	121 WHITAKER RD
City	LUTZ
State	FL
Zip	33549-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASC-1
Legal Description	E 153.50 FT OF FOLLOWING DESC PARCEL COM 692.69 FT N OF SW COR OF SE 1/4 FOR POB THN N 617.88 FT THN E 221.10 FT TO A PT OF CURVATURE THN ON ARC OF A CURVE TO RIGHT 110.69 FT SD CURVE HAVING A CHD OF 110.55 FT AND A CHD BRG S 83 DEG 43 MIN 13 SEC E A
Legal Range	18E
Legal Township	27S
Legal Section	24
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Lot Number	64550
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2000
Census Tract	11007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 WHITAKER RD, LUTZ, FL 33549-7610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2003 · Amount on Record
Deed Sale	May 8, 2003 · Amount on Record
Prior Sale	Jun 5, 2002 · Amount on Record
Deed Document Number	2003178741
Deed Book / Page	12621 / 75
Prior Transfer Date	Jan 22, 2003
Prior Transfer Doc	0123350374
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	121 WHITAKER RD, LUTZ, FL 33549-7610
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WHITAKER RD, LUTZ, FL 33549-7610

Mortgage

Document Number	0000523167
Date	Nov 2, 2022
Instrument	2022523167

Lender

Name	CADENCE BANK NA
Type	Bank
Address	SPRING, TX 77380

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Sep 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,088,278 (-1.7%) Land $93,335 Building $994,943	$1,088,278 (-1.7%) Land $93,335 Building $994,943
2025	$20,848.00 (+18.34%)	$1,107,073 (-1.62%) Land $85,591 Building $1,021,482	$1,107,073 (-1.62%) Land $85,591 Building $1,021,482
2023	$17,617.00 (+3.56%)	$1,125,289 (-5.54%) Land $71,394 Building $1,053,895	$1,125,289 (-5.54%) Land $71,394 Building $1,053,895
2022	$17,011.00	$1,191,319 Land $65,801 Building $1,125,518	$1,191,319 Land $65,801 Building $1,125,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	58.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20