121 Whatley Ln, Bartow, FL 33830 Property Records

Polk County property record for 121 Whatley Ln, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 2003
Lot Size	0.768 acres (33,472 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Feb 2006)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-25-000000-043050`

Property Details

APN / Parcel Number

Primary APN	`24-29-25-000000-043050`
Alternative APNs	`252924000000043050` `52924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,869 sqft
1st Floor Area	1,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	33,472 sqft (0.768 acres)
Lot Dimensions	165 ft deep x 200 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Screened/Unfinished Porch
Porch Area	381 sqft

Location & Zoning

Street Address	121 WHATLEY LN
City	BARTOW
State	FL
Zip	33830-7908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	W 200 FT OF E 720 FT OF N1/2 OF N1/2 OF S1/2 OF NW1/4 OF SW1/4
Legal Range	24E
Legal Township	29S
Legal Section	25
Legal Subdivision	SUNNYDELL ACRES
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1044
Census Tract	14803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 WHATLEY LN, BARTOW, FL 33830-7908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2006 · Amount on Record
Deed Sale	Feb 24, 2006 · Amount on Record
Prior Sale	Aug 18, 1995 · Amount on Record
Deed Document Number	200649100
Deed Book / Page	6652 / 1447
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	121 WHATLEY LN, BARTOW, FL 33830-7908
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WHATLEY LN, BARTOW, FL 33830-7908

Mortgage

Document Number	0000327056
Date	Dec 16, 2021
Book Page	12029/662
Instrument	2021327056

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Jan 1, 2029

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	121 WHATLEY LN, BARTOW, FL 33830-7908
Document Number	0103580558
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WHATLEY LN BARTOW FL 338307908, BARTOW, FL 33830-7908

Mortgage

Document Number	0103580558
Date	Jan 4, 2018
Book Page	010358/000558
Instrument	2115

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,209 (+2.7%)	$241,180 (-1.9%) Land $46,200 Building $194,980
2025	$1,042.00 (-28.63%) Homeowner's exemption	$125,812 (+5.99%)	$245,840 (+9.58%) Land $46,200 Building $199,640
2023	$1,460.00 (+0.27%) Homeowner's exemption	$118,705 (+3%)	$224,344 (+1.85%) Land $44,660 Building $179,684
2022	$1,456.00 Homeowner's exemption	$115,248	$220,277 Land $42,350 Building $177,927

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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