121 Westfield Dr, Lima, OH 45805 Property Records

Allen County property record for 121 Westfield Dr, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,588 sqft · built 1983
Lot Size	0.504 acres (21,954 sqft)
Owner	2 Individual Names on File
Last Sale	$277,500 (Oct 2019)
Tax Bill	$5,814 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-1001-02-021.000`

Property Details

APN / Parcel Number

Primary APN	`46-1001-02-021.000`
Alternative APN	`L3546100102021000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,588 sqft Living Area
Gross Area	5,358 sqft
1st Floor Area	1,940 sqft
Upper Floors Area	1,402 sqft
Basement Area	1,384 sqft
Finished Basement	1,246 sqft
Unfinished Basement	138 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	21,954 sqft (0.504 acres)
Lot Dimensions	166 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	160 sqft
Deck Area	600 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	121 WESTFIELD DR
City	LIMA
State	OH
Zip	45805-3875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD SUBDIVISION LOT 28027 JOINT TEN FF 115.00
Legal Subdivision	WESTFIELD SUBDIVISION
Legal Lot Number	28027
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2007
Census Tract	11800

Owner

121 Westfield Dr is owned and occupied by two individuals who acquired it in January 2022.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 WESTFIELD DR, LIMA, OH 45805-3875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
Jan 18, 2022	Intrafamily Transfer, Transfer
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Prior Sale	Jun 3, 1987 · Amount on File
Deed Document Number	201910872
Deed Book / Page	2019 / 10872
Last Transfer Date	Jan 18, 2022
Transfer Doc	0000000649
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	121 WESTFIELD DR, LIMA, OH 45805-3875
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5230004250
Date	May 23, 2023
Book Page	2023/4250
Instrument	202305230004250

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Jan 18, 2022
Property Address	121 WESTFIELD DR, LIMA, OH 45805-3875
Document Number	1180000649
Book / Page	2022 / 649
Map Reference	MB 15 PG 113
Instrument Date	Jan 18, 2022
Instrument	202201180000649
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	121 WESTFIELD DR, LIMA, OH 45805-3875

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	121 WESTFIELD DR, LIMA, OH 45805-3875
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2100001852
Date	Feb 10, 2021
Book Page	2021/1852
Instrument	202102100001852

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	KENTON, OH 43326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 11, 2019
Property Address	121 WESTFIELD DR, LIMA, OH 45805-3875
Document Number	0000010872
Instrument Date	Oct 10, 2019
Instrument	10872
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 WESTFIELD DR LIMA OH 458053875, LIMA, OH 45805-3875

Mortgage

Document Number	10873
Date	Oct 11, 2019
Instrument	10873

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 121 Westfield Dr was $5,814, up % from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,814.00 (+0.03%)	$119,320 (-) Land $8,260 Building $111,060	$340,900 (-) Land $23,600 Building $317,300
2024	$5,812.00 (+5.87%) Homeowner's exemption	$119,320 (+19.99%) Land $8,260 Building $111,060	$340,900 Land $23,600 Building $317,300
2023	$5,490.00 (-0.76%) Homeowner's exemption	$99,440 (-) Land $6,900 Building $92,540
2022	$5,532.00 Homeowner's exemption	$99,440 Land $6,900 Building $92,540
2021			$284,100 Land $19,700 Building $264,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Westfield Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	26 (1978–2019)
Claims Outside the SFHA	6 of 26
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Westfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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