Bergen County and Lodi Borough property record for 121 Westervelt Pl, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,304 sqft · built 1923 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on Record |
| Last Sale | $735,250 (Nov 2023) |
| Tax Bill | $15,176 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00006-0000-00023 |
| Primary APN | 31-00006-0000-00023 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,304 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 014500 |
|---|---|
| Street Address | 121 WESTERVELT PL |
| City | LODI |
| State | NJ |
| Zip | 07644-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 |
| Legal Subdivision | BOGART HEIGHTS |
| Legal Block | 6 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30201 |
Source: Bergen County and Lodi Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 121 WESTERVELT PL, LODI, NJ 07644-1007 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed, Transfer · Conventional Mortgage FREEDOM BANK |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on Record |
| Deed Sale | Nov 2, 2023 · Amount on Record |
| Prior Sale | Jan 23, 2015 · Amount on Record |
| Deed Document Number | 202372062 |
| Deed Book / Page | 5118 / 1648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 2, 2023 |
| Property Address | 121 WESTERVELT PL, LODI, NJ 07644-1007 |
| Document Number | 0051181648 |
| Book / Page | 5118 / 1648 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2023072062 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,621.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 CHESTNUT RIDGE RD, MONTVALE, NJ 07645-1706 |
| Name | Verified Name |
|---|---|
| Address | 121 WESTERVELT PL, LODI, NJ 07644-1007 |
| Document Number | 2023072063 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2023072063 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 7% |
| Max Rate At Change | 12% |
| Index | 5-Year TN |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 121 WESTERVELT PL, LODI, NJ 07644-1007 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0041480798 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 4148/798 |
| Instrument | 2021077678 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,700 (-) Land $160,000 Building $268,700 | $428,700 (-) Land $160,000 Building $268,700 | |
| 2025 | $15,176.00 (+5.61%) | $428,700 (-) Land $160,000 Building $268,700 | $428,700 (-) Land $160,000 Building $268,700 |
| 2024 | $14,370.00 (+2.7%) | ||
| 2023 | $428,700 (-) Land $160,000 Building $268,700 | $428,700 (-) Land $160,000 Building $268,700 | |
| 2022 | $13,992.00 (-1.24%) | $428,700 Land $160,000 Building $268,700 | $428,700 Land $160,000 Building $268,700 |
| 2021 | $14,168.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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