121 Watson Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 121 Watson Lake Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,923 sqft · built 2000
Lot Size	0.185 acres (8,061 sqft)
Owner	Individual Name on File
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`991-00008-040`

Property Details

APN / Parcel Number

Primary APN	`991-00008-040`
Alternative APN	`256209`

Interior

Stories	2 Stories
Building Area	2,923 sqft Living Area
1st Floor Area	1,903 sqft
Utility Area	63 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,061 sqft (0.185 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	396 sqft
Porch	Open Porch
Porch Area	614 sqft
Patio Area	40 sqft

Location & Zoning

Street Address	121 WATSON LAKE DR
City	LAREDO
State	TX
Zip	78041-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 8, LOT 4, PHASE 2
Legal Subdivision	LAKESIDE
Legal Phase	2
Legal Block	8
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2001
Census Tract	1714

Owner

121 Watson Lake Dr is owned and occupied by an individual who acquired it in November 2014.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	121 WATSON LAKE DR, LAREDO, TX 78041-1924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS INC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 6, 2014
Transfer Doc	003702/138
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	121 WATSON LAKE DR, LAREDO, TX 78041-1924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4307/425
Date	Sep 27, 2017
Book Page	4307/425
Instrument	1309190

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	121 WATSON LAKE DR, LAREDO, TX 78041-1924
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4801/85
Date	Jun 15, 2020
Book Page	4801/85
Instrument	1394632

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 121 Watson Lake Dr was $1,937 with a homeowner's exemption, up 0.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,631 (+3.37%) Land $135,102 Building $260,529	$395,631 (+3.37%) Land $135,102 Building $260,529
2025	$1,937.00 (+0.73%) Homeowner's exemption	$382,738 Land $135,102 Building $247,636	$382,738 Land $135,102 Building $247,636
2024	$1,923.00
2023		$365,035 Land $101,004 Building $264,031	$365,035 Land $101,004 Building $264,031
2022	$2,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Watson Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Watson Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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