Scott County property record for 121 Waterside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,074 sqft · built 2016 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $490,000 (Jul 2026) |
| Tax Bill | $3,530 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-40-019.000 |
| Primary APN | 189-40-019.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,074 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 121 WATERSIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT LANES RUN |
| Legal Subdivision | VILLAGE AT LANES RUN |
| Legal Phase | 1 |
| Legal Lot Number | 132 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| May 9, 2019 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Jun 17, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Aug 30, 2024 | Deed, Transfer |
| Oct 9, 2023 | Quit Claim Deed, Transfer · Loan Assumption LAKEVIEW LOAN SERVICING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Prior Sale | Oct 9, 2023 · Amount on Record |
| Deed Document Number | 2026596230 |
| Deed Book / Page | 467 / 611 |
| Prior Transfer Date | Aug 13, 2024 |
| Prior Transfer Doc | 00D451/675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 27, 2026 |
| Property Address | 121 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000596230 |
| Book / Page | 467 / 611 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026596230 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,490.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000596230, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 1911/39 |
| Instrument | 2026596230 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 121 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1439/431 |
|---|---|
| Date | May 9, 2019 |
| Book Page | M1439/431 |
| Instrument | 399980 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 8, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 121 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M1615/71 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | M1615/71 |
| Instrument | 437639 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 30, 2024 |
| Property Address | 121 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D451/675 |
| Book / Page | D451 / 675 |
| Map Reference | CAB 9 SL 138 |
| Instrument Date | Aug 13, 2024 |
| Instrument | 509520 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 121 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 9, 2023 |
| Property Address | 121 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 000D445/16 |
| Book / Page | D445 / 16 |
| Map Reference | CAB 11 SL 133 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 484727 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | SERVICE LINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4390 CLEARWATER WAY APT 807, 807, LEXINGTON, KY 40515-6373 |
| Name | Verified Name |
|---|---|
| Address | 121 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000484734 |
|---|---|
| Date | Oct 9, 2023 |
| Instrument | 484734 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,400 (-) | $396,400 (-) | |
| 2025 | $3,530.00 (+4.72%) | $396,400 (+6.62%) | $396,400 (+6.62%) |
| 2023 | $3,371.00 (+34.3%) | $371,800 (+28.47%) Land $47,500 Building $324,300 | $371,800 (+28.47%) Land $47,500 Building $324,300 |
| 2022 | $2,510.00 | $289,400 Land $42,000 Building $247,400 | $289,400 Land $42,000 Building $247,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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