121 Waterfall Rd, Clarkesville, GA 30523 Property Records

Habersham County property record for 121 Waterfall Rd, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2021
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Oct 2021)
Tax Bill	$2,387 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`014 025`

Property Details

APN / Parcel Number

Primary APN	`014 025`
Alternative APNs	`682361` `372944`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Heated Area
Gross Area	1,292 sqft
1st Floor Area	1,000 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	50,094 sqft (1.15 acres)
Lot Width	200 ft Width
Porch	Slab
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	372944
Street Address	121 WATERFALL RD
City	CLARKESVILLE
State	GA
Zip	30523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	6-59 LT 11 PB 11-56 DB 1283-475
Legal Subdivision	WATERFALLS CHESTNUT MOUNTAIN
Legal Lot Number	11
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	1
Census Block	1000
Census Tract	203

Owner

121 Waterfall Rd is owned by an individual who bought it in October 2021.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2250 PINE WARBLER CT, MARIETTA, GA 30062-2839
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY
Sep 17, 2018	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Sep 17, 2018 · Amount on File
Deed Document Number	20212564
Deed Book / Page	1283 / 475
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 12, 2021
Property Address	121 WATERFALL RD, CLARKESVILLE, GA 30523
Document Number	001283/475
Book / Page	1283 / 475
Instrument Date	Oct 12, 2021
Instrument	2021-002564
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WATERFALL RD, CLARKESVILLE, GA 30523-9900

Mortgage

Document Number	0000001283/0000000478
Date	Oct 26, 2021
Book Page	0000001283/0000000478

Lender

Name	GUARANTEED RATE AFFINITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 17, 2018
Property Address	121 WATERFALL RD, CLARKESVILLE, GA 30523-9900
Document Number	001176/578
Book / Page	1176 / 578
Instrument Date	Sep 17, 2018
Instrument	2018-001727
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 LAKEMONT DR, GAINESVILLE, GA 30501-2704

Tax Assessment & Valuation

The 2026 property tax bill for 121 Waterfall Rd was $2,387, up 0.8% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,387.00 (+0.84%)	$104,720 (+6.84%) Land $16,056 Building $88,664	$261,800 (+6.84%) Land $40,139 Building $221,661
2025	$2,367.00	$98,013 Land $15,005 Building $83,008	$245,032 Land $37,513 Building $207,519
2023	$3,102.00 (+16.05%)	$119,544 (+16.04%) Land $11,108 Building $108,436	$298,860 (+16.04%) Land $27,770 Building $271,090
2022	$2,673.00	$103,024 Land $11,108 Building $91,916	$257,560 Land $27,770 Building $229,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Waterfall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Waterfall Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 94% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Waterfall Rd

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