121 Water St, Belding, MI 48809 Property Records

Ionia County property record for 121 Water St, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1900
Lot Size	0.238 acres (10,367 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Feb 2025)
Tax Bill	$1,722 (2025)
Flood Zone	Zone X (minimal risk)
APN	`40214000036500`

Property Details

APN / Parcel Number

Primary APN	`40214000036500`
Alternative APN	`34-402-140-000-365-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	792 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	157 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	121 WATER ST
City	BELDING
State	MI
Zip	48809-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	CITY OF BELDING LUTHER ADDN LOT 154
Legal Subdivision	CITY OF BELDING LUTHER ADD
Legal Lot Number	154
Jurisdiction	IONIA MI
Township / Civil Division	BELDING
Census Block Group	3
Census Block	3003
Census Tract	30300

Owner

Source: Ionia County records · APN 40214000036500

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 WATER ST, BELDING, MI 48809-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Apr 03, 2013 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Belding City
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,400 (+10.2%) Land $16,900 Building $55,500	$144,800 (+10.2%) Land $33,800 Building $111,000
2025	$1,722.00 Homeowner's exemption	$65,700 (+51.38%) Land $13,900 Building $51,800	$131,400 (+51.38%) Land $27,800 Building $103,600
2023		$43,400 Land $9,000 Building $34,400	$86,800 Land $18,000 Building $68,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 15, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Sep 1981 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fiber Holding Fixed Wireless · Fiber in parts of the area	200 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 253 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BELDING serves 5,769 people
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.