121 Walnut St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 121 Walnut St, Elsmere, KY 41018 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1948
Square Footage945 sqft Finished Area
Lot Size0.424 acres
OccupancyOwner Occupied
Last Sale$99,000 (2020)
Tax Bill$2,231.00 (2025)

Property Details

APN / Parcel Number

Primary APN004-30-12-007.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area945 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1948
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area18,500 sqft
Depth X Width185 ft x 100 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0043012007.00
Street Address121 WALNUT ST
CityELSMERE
StateKY
Zip41018-1942
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW LOT 103-104 100'X 185' IRREG
Legal SubdivisionFAIRVIEW ELSMERE
Legal Lot Number103-104 104
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1025
Census Tract65700

Owner

Source: Kenton County records · APN 004-30-12-007.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address121 WALNUT ST, ELSMERE, KY 41018-1942
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Feb 24, 2022Intrafamily Transfer, Transfer
Jan 24, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2020 · Amount on Record
Deed SaleJan 24, 2020 · Amount on Record
Deed Doc Number0000000140
Deed Book / Page000003 / 000841
Last Transfer DateFeb 24, 2022
Transfer Doc0005900188
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address121 WALNUT ST, ELSMERE, KY 41018-1942
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 WALNUT ST, ELSMERE, KY 41018-1942

Mortgage

Document Number0005900145
DateOct 23, 2025
Book PageKCM 699/646
Instrument25102305900145
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressTEMPE, AZ 85281
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueNov 01, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateFeb 24, 2022
Property Address121 WALNUT ST, ELSMERE, KY 41018-1942
Document Number0005900188
Book / Page150 / 196
Map ReferenceMB 200 PG 659
Instrument DateFeb 15, 2022
Instrument22022405900188
Transaction TypeTransfer
Record UpdatedMar 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 WALNUT ST, ELSMERE, KY 41018-1942

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 24, 2020
Property Address121 WALNUT ST, ELSMERE, KY 41018-1942
Document Number0000000140
Book / Page000003 / 000841
Instrument DateJan 08, 2020
Instrument140
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$99.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 WALNUT ST ELSMERE KY 410181942, ELSMERE, KY 41018-1942

Mortgage

Document Number141
DateJan 24, 2020
Book Page0000M6/000044
Instrument141
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2050

Mortgage

Document Number142,
DateJan 24, 2020
Book Page0000M6/000058
Instrument142
Lender
NameGUARANTEED RATE
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term120 Months
DueJan 23, 2030
Interest
Rate12%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,231.00 (+1.32%)$146,900 (-) Land $35,000 Building $111,900$146,900 (-) Land $35,000 Building $111,900
2023$2,202.00$146,900 Land $35,000 Building $111,900$146,900 Land $35,000 Building $111,900

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