121 Wagon Dr, Commerce, GA 30530 Property Records

Banks County property record for 121 Wagon Dr, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,008 sqft · built 2021
Lot Size	3.56 acres (155,509 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2022)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B78 016E`

Property Details

APN / Parcel Number

Primary APN	`B78 016E`
Alternative APN	`10996`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Heated Area
1st Floor Area	240 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	155,509 sqft (3.56 acres)
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	10996
Street Address	121 WAGON DR
City	COMMERCE
State	GA
Zip	30530-6888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TR D2 PB 37-4
Legal Tract	D2
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2058
Census Tract	970400

Owner

Source: Banks County records · APN B78 016E

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 WAGON DR, COMMERCE, GA 30530-6888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	0000524769
Deed Book / Page	524 / 769
Record Updated	Jun 08, 2026

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Feb 28, 2022
Property Address	121 WAGON DR, COMMERCE, GA 30530-6888
Document Number	000524/769
Book / Page	524 / 769
Instrument Date	Feb 28, 2022
Instrument	2022-000195
Transaction Type	Transfer
Record Updated	Aug 04, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WAGON DR, COMMERCE, GA 30530-6888

Mortgage

Document Number	0000524770
Date	Feb 28, 2022
Instrument	524/770

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,540.00 (-3.14%) Homeowner's exemption	$87,421 (+5.7%) Land $27,381 Building $60,040	$218,551 (+5.7%) Land $68,452 Building $150,099
2024	$1,590.00 (+41.21%) Homeowner's exemption	$82,705 (+9.76%) Land $24,892 Building $57,813	$206,762 (+9.76%) Land $62,229 Building $144,533
2023	$1,126.00 (-14.83%) Homeowner's exemption	$75,353 (+19.77%) Land $22,441 Building $52,912	$188,383 (+19.77%) Land $56,103 Building $132,280
2022	$1,322.00	$62,916 Land $17,294 Building $45,622	$157,292 Land $43,236 Building $114,056

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wagon Dr

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