121 W Union Ave, Wheaton, IL 60187 Property Records

DuPage County property record for 121 W Union Ave, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details4 ba · 4,904 sqft · built 2018
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Jun 2013)
Tax Bill$37,629 (2025)
Deeds & MortgagesJun 2022 Line of Credit
May 2022 Line of Credit
+ 7 more
Flood ZoneZone X (minimal risk)
APN05-16-121-029

Property Details

APN / Parcel Number

Primary APN05-16-121-029

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area4,904 sqft Living Area
Gross Area7,590 sqft
Basement Area2,042 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area18,731 sqft (0.43 acres)
Garage TypeAttached
Garage Area644 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address121 W UNION AVE
CityWHEATON
StateIL
Zip60187-4124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNION AVENUE PLAT OF CONSOLIDATION ALL
Legal SubdivisionUNION AVENUE PLAT
Legal Block1
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1024
Census Tract842500

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 W UNION AVE, WHEATON, IL 60187-4124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Deed of Trust, Mortgage · Line of Credit
WHEATON BANK & TRUST COMPANY
May 17, 2022Deed of Trust, Mortgage · Line of Credit
WHEATON BANK & TRUST COMPANY
Jan 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Oct 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Aug 31, 2017Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Nov 26, 2019Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
May 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Nov 7, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2013 · Amount on Record
Deed SaleJun 13, 2013 · Amount on Record
Prior SaleOct 30, 1998 · Amount on Record
Deed Document Number201385736
Last Transfer DateNov 6, 2017
Transfer Doc0000115014
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address121 W UNION AVE, WHEATON, IL 60187-4124
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060454
DateJun 24, 2022
InstrumentR2022-060454
Lender
NameWHEATON BANK & TRUST COMPANY
TypeBank
AddressWHEATON, IL 60187
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address121 W UNION AVE, WHEATON, IL 60187-4124
Transaction TypeMortgage
Record UpdatedMay 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048637
DateMay 17, 2022
InstrumentR2022-048637
Lender
NameWHEATON BANK & TRUST COMPANY
TypeBank
AddressWHEATON, IL 60187
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address121 W UNION AVE, WHEATON, IL 60187-4124
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007825
DateJan 23, 2017
InstrumentR2017-007825
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address121 W UNION AVE, WHEATON, IL 60187-4124
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000107895
DateOct 19, 2017
InstrumentR2017-107895
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address121 W UNION AVE, WHEATON, IL 60187-4124
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089768
DateAug 31, 2017
InstrumentR2017-089768
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2027
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly
Max Rate18%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address121 W UNION AVE, WHEATON, IL 60187-4124
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109870
DateNov 26, 2019
InstrumentR2019-109870
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 1, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address121 W UNION AVE, WHEATON, IL 60187-4124
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085510
DateSep 25, 2019
InstrumentR2019-085510
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate
Rate3.75%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address121 W UNION AVE, WHEATON, IL 60187-4124
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072561
DateMay 7, 2021
InstrumentR2021-072561
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateNov 7, 2017
Property Address121 W UNION AVE, WHEATON, IL 60187-4124
Document Number0000115014
Instrument DateNov 6, 2017
Instrument115014
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address121 W UNION AVE WHEATON IL 601874124, WHEATON, IL 60187-4124

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,629.00 (+8.96%)$629,242 (+24.68%) Land $60,589 Building $568,653$1,887,726 (+24.68%) Land $181,767 Building $1,705,959
2022$34,536.00 Homeowner's exemption$504,690 Land $48,600 Building $456,090$1,514,070 Land $145,800 Building $1,368,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims67 (1978–2020)
Claims Outside the SFHA37 of 67
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims
  • Severe Storms And Flooding, Jul 2010 · 16 claims
  • Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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