Cherokee County property record for 121 W Oneal St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 874 sqft · built 1953 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,576 (2025) |
| Deeds & Mortgages | Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 008665-23-3 |
| Primary APN | 008665-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 874 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Siding |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Slab |
| Street Address | 121 W ONEAL ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 121 W ONEAL ST ADDED SURVIVORSHIP MOVED TO GARNER RD GETTING 4% THERE FOR 2017TY |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 970601 |
121 W Oneal St, a single family home, is owned by two individuals.
Source: Cherokee County records, as of February 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 333 GARNER RD, GAFFNEY, SC 29340-6521 |
| Owner Type | Individual |
| Vesting | Survivor |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Sep 6, 2018 |
| Property Address | 121 W ONEAL ST, GAFFNEY, SC 29340-2139 |
| Document Number | 0001061332 |
| Book / Page | 000106 / 001332 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 4420 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 333 GARNER RD GAFFNEY SC 293406521, GAFFNEY, SC 29340-6521 |
The 2025 property tax bill for 121 W Oneal St was $1,576.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,576.00 | $3,800 Land $600 Building $3,200 | $66,100 Land $10,000 Building $56,100 |
| 2023 | $1,505.00 | $3,800 Land $600 Building $3,200 | $66,100 Land $10,000 Building $56,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 W Oneal St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 121 W Oneal St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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