St. Joseph County property record for 121 W Cushman St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,980 sqft · built 1890 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on File |
| Last Sale | $19,500 (Jan 2024) |
| Tax Bill | $2,662 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2024 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-145-327-00 |
| Primary APN | 051-145-327-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 540 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 147 ft deep x 66 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 121 W CUSHMAN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | W 4 RDS OF SW 1/4 BLK 30. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 30 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5047 W MAIN ST, KALAMAZOO, MI 49009-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage JEFFREY KURTZ |
| Jan 8, 2024 | Warranty Deed, Transfer METRO ADVANTAGE TITLE |
| Nov 7, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 4, 2021 | Sheriff's Deed, Foreclosure |
| May 4, 2007 | Intrafamily Transfer, Transfer · ARM DECISION ONE MORTGAGE COMPANY LLC |
| May 31, 2006 | Deed, Transfer · Conventional Mortgage NOVASTAR MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on File |
| Deed Sale | Jan 8, 2024 · Amount on File |
| Prior Sale | Nov 7, 2023 · Amount on File |
| Deed Document Number | 2024160 |
| Prior Transfer Date | Mar 2, 2023 |
| Prior Transfer Doc | 2023007960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 121 W CUSHMAN ST, THREE RIVERS, MI 49093-2307 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024000608 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024000608 |
| Name | JEFFREY KURTZ |
|---|---|
| Type | Private Party |
| Address | 8547 GULL RD, RICHLAND, MI 49083 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 8, 2024 |
| Property Address | 121 W CUSHMAN ST, THREE RIVERS, MI 49093-2307 |
| Document Number | 2024000160 |
| Map Reference | LB F PG 28 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2024000160 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | METRO ADVANTAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $146.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 DUNNIGAN DR, POMONA, NY 10970-2659 |
| Name | Verified Name |
|---|---|
| Address | 5047 W MAIN ST # 126, 126, KALAMAZOO, MI 49009-1001 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 7, 2023 |
| Property Address | 121 W CUSHMAN ST, THREE RIVERS, MI 49093-2307 |
| Document Number | 2023007960 |
| Instrument Date | Mar 2, 2023 |
| Instrument | 2023007960 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $116.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493 |
| Name | Verified Name |
|---|---|
| Address | 8 DUNNIGAN DR, POMONA, NY 10970-2659 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 4, 2021 |
| Property Address | 121 W CUSHMAN ST, THREE RIVERS, MI 49093-2307 |
| Document Number | 2021009998 |
| Map Reference | LB F PG 28 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021009998 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 4, 2007 |
| Property Address | 121 W CUSHMAN ST, THREE RIVERS, MI 49093-2307 |
| Document Number | 01434/0911 |
| Book / Page | 1434 / 0911 |
| Map Reference | LB F PG28 |
| Instrument Date | Apr 23, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | NTA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 W CUSHMAN ST, THREE RIVERS, MI 49093-2307 |
| Name | Verified Name |
|---|---|
| Address | 121 W CUSHMAN ST, THREE RIVERS, MI 49093-2307 |
| Document Number | 0014340913 |
|---|---|
| Date | May 4, 2007 |
| Instrument | 1434/0913 |
| Name | DECISION ONE MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.54% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.54% |
| Max Rate At Change | 12.5% |
| Index | 6-Month LIBOR |
| Max Rate | 15.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 31, 2006 |
| Property Address | 121 W CUSHMAN ST, THREE RIVERS, MI 49093-2307 |
| Document Number | 1376/0849 |
| Book / Page | 1376 / 0849 |
| Map Reference | LB F PG28 |
| Instrument Date | May 26, 2006 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | DEVON TITLE THREE RIVERS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16905 BANKER ST, 16905, CONSTANTINE, MI 49042-9758 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 121 W CUSHMAN ST, THREE RIVERS, MI 49093-2307 |
| Document Number | 01376/0850 |
|---|---|
| Date | May 31, 2006 |
| Book Page | 1376/0850 |
| Name | NOVASTAR MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Address | 6200 OAK TREE BLVD FL 3, INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.99% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Index | LIBOR |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,100 (+7.5%) Land $4,400 Building $58,700 | $126,200 (+7.5%) Land $8,800 Building $117,400 | |
| 2025 | $2,662.00 (-28.27%) Homeowner's exemption | $58,700 (+28.45%) Land $4,500 Building $54,200 | $117,400 (+28.45%) Land $9,000 Building $108,400 |
| 2023 | $45,700 Land $3,000 Building $42,700 | $91,400 Land $6,000 Building $85,400 | |
| 2022 | $3,711.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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