121 W 4th St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 121 W 4th St, Cincinnati, OH 45202

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Detailsbuilt 1896
Lot Size0.172 acres (7,479 sqft)
OwnerCompany Name on Record
Last Sale$435,000 (Dec 2004)
Tax Bill$46,204 (2025)
Deeds & MortgagesApr 2025 Line of Credit
Oct 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN145-0001-0266-00

Property Details

APN / Parcel Number

Primary APN145-0001-0266-00
Alternative APN
  • 0058055

Interior

Stories6 Stories

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Lot Area7,479 sqft (0.172 acres)
Lot Dimensions140 ft deep x 54 ft wide

Location & Zoning

Street Address121 W 4TH ST
CityCINCINNATI
StateOH
Zip45202
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeDD
Legal DescriptionW FOURTH ST 0.1717 AC
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3023
Census Tract26500

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address117 W 4TH ST, CINCINNATI, OH 45202-2705
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2025Deed of Trust, Mortgage · Line of Credit
STOCK YARDS BANK & TRUST CO
Oct 18, 2019Deed of Trust, Mortgage · Line of Credit
STOCKYARD BK&TR
Oct 18, 2019Deed of Trust, Mortgage
STOCKYARD BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2004 · Amount on Record
Deed SaleDec 28, 2004 · Amount on Record
Deed Document Number2004257167
Deed Book / Page9818 / 3280
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address121 W 4TH ST, CINCINNATI, OH 45202
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 W 4TH ST, CINCINNATI, OH 45202-2705

Mortgage

Document Number0000029849
DateApr 24, 2025
Book Page15402/724
Instrument2025-0029849
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40232
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 11, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address121 W 4TH ST, CINCINNATI, OH 45202
Document Number0000091165
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address117 W 4TH ST CINCINNATI OH 452022705, CINCINNATI, OH 45202-2705

Mortgage

Document Number0000091165
DateOct 18, 2019
Book Page014026/001395
Instrument91165
Lender
NameSTOCKYARD BK&TR
TypeBank
AddressLOUISVILLE, KY 40232-2890
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueOct 17, 2021
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address121 W 4TH ST, CINCINNATI, OH 45202
Document Number0000091162
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address117-121 W 4TH ST CINCINNATI OH 452022705, CINCINNATI, OH 45202-2705

Mortgage

Document Number0000091162
DateOct 18, 2019
Book Page014026/001354
Instrument91162
Lender
NameSTOCKYARD BK&TR
TypeBank
AddressLOUISVILLE, KY 40232-2890
Agreement
AmountAmount Recorded
Term60 Months
DueOct 17, 2024

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46,204.00 (+0.79%)$535,857 (-) Land $274,204 Building $261,653$1,531,020 (-) Land $783,440 Building $747,580
2024$45,841.00 (+0.25%)$535,857 (-) Land $274,204 Building $261,653
2023$45,728.00 (-3.11%)$535,857 (+7.16%) Land $274,204 Building $261,653$1,531,020 (+7.16%) Land $783,440 Building $747,580
2022$47,197.00$500,035 Land $290,658 Building $209,377
2020$1,428,670 Land $830,450 Building $598,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: altafiber Network Solutions, Brightspeed, T-Mobile, Verizon.

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