121 Trail Dust Rd, Black Hawk, CO 80422 Property Records

Gilpin County property record for 121 Trail Dust Rd, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,400 sqft · built 2003
Lot Size	5.6 acres (243,936 sqft)
Owner	Individual Name on File
Last Sale	$645,000 (Jul 2018)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1711-342-00-018`

Property Details

APN / Parcel Number

Primary APN	`1711-342-00-018`
Alternative APN	`R003603`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,400 sqft Heated Area
Gross Area	3,515 sqft
1st Floor Area	894 sqft
Upper Floors Area	1,506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	243,936 sqft (5.6 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R003603
Street Address	121 TRAIL DUST RD
City	BLACK HAWK
State	CO
Zip	80422-8998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 34 T: 2S R: 72W & IMPS PART OF NW 1/4 DESC 254/260-261
Legal Range	72W
Legal Township	02S
Legal Section	34
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2005
Census Tract	13802

Owner

121 Trail Dust Rd is owned and occupied by an individual who acquired it in April 2023.

Source: Gilpin County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	121 TRAIL DUST RD, BLACK HAWK, CO 80422-8998
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 9, 2018	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Prior Sale	Jun 21, 2005 · Amount on File
Deed Document Number	2018161660
Last Transfer Date	Apr 10, 2023
Transfer Doc	0000174754
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	121 TRAIL DUST RD, BLACK HAWK, CO 80422-8998
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170355
Date	Sep 15, 2021
Instrument	170355

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	121 TRAIL DUST RD, BLACK HAWK, CO 80422-8998
Document Number	0000165492
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 TRAIL DUST RD BLACK HAWK CO 804228998, BLACK HAWK, CO 80422-8998

Mortgage

Document Number	0000165492
Date	Feb 10, 2020
Instrument	165492

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Jul 9, 2018
Property Address	121 TRAIL DUST RD, BLACK HAWK, CO 80422-8998
Document Number	0000161660
Instrument Date	Jul 5, 2018
Instrument	161660
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 323 ST, DENVER, CO 80233

Mortgage

Document Number	0000161661
Date	Jul 9, 2018
Instrument	161661

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 121 Trail Dust Rd was $1,695, up 8.7% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,695.00 (+8.72%)	$56,170 (+1.12%) Land $8,750 Building $47,420	$898,700 (+8.39%) Land $140,000 Building $758,700
2024	$1,559.00 (+1.23%)	$55,550 (-) Land $8,090 Building $47,460	$829,140 (-) Land $120,788 Building $708,352
2023	$1,540.00 (+21.16%)	$55,550 (+34.8%) Land $8,090 Building $47,460	$829,140 (+39.85%) Land $120,788 Building $708,352
2022	$1,271.00	$41,210 Land $5,450 Building $35,760	$592,880 Land $78,400 Building $514,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Trail Dust Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Trail Dust Rd is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 84% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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